Managing a business is a great challenge that requires the owners, shareholders, or employees themselves to enormous effort and commitment. These companies have encountered a number of problems throughout their operation. Among the most important ones are the problems related to financing the business. At present, a very large percentage of companies use not only their own funds in financing their activities, but also involve foreign funds, among which the most common choice is bank credit. The purpose of this article is to indicate the importance of bank credit financing in business management. This article presents the results of research conducted on enterprises from the SME sector in the group 1210, which are intended to indicate the importance of financing the bank’s source of business activity in Poland.
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