The study deals with the issue of the consequences of a mortgage initially imposed on real estate belonging to a housing cooperative. So far, the jurisprudence of the Supreme Court has consistently assumed that as a result of its division by transforming the condominium right to into ownership of the premises, the mortgage begins to burden the newly created right. However, several rulings departed from the prevailing view. The author considers the disputed issues from the perspective of Art. 76 of the act on land and mortgage registers and mortgage, as well as special protection of the rights of cooperatives. It also points to numerous doubts regarding the emerging jurisprudence.
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