Access to finance is a key issue especially for companies in the early stages of development. Bank credit is not always available and own funds are often barely enough to start a business. The answer to this challenge may be found in some innovative solutions for raising financial resources for business ventures. These solutions have originated thanks to rapid development of information technology. Crowdfunding i.e. financing through small amounts paid by many individuals, is one example of these solutions. The aim of the paper is to present the essence of crowdfunding and the characteristics which differentiate it from other funding models. The paper also offers a presentation of the Internet platforms supporting investors in Poland and in other countries in the world. The main factors that hamper the development of crowdfunding are also indicated.
Purpose: The aim of the article is to present equity crowdfunding, to explain its purpose and principles as well as to identify economic and social factors in the development of this form of fundraising in Poland in 2020-2022. Design/methodology/approach: The study used reports from crowdfunding platforms and own re-search. The study is based mainly on descriptive, analytical and com-parative research methods. Findings: After analyzing the data from crowdfunding platforms and the provisions of the new regulations, it can be concluded that equity crowdfunding is a dynamically developing method of financing economic projects in Poland. Originality/value: The publication presents the results of research conducted on the basis of crowdfunding reports.
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