The text discusses some of the challenges of social policy in the context of increasing demographic aging. Based on assumptions that in the unavoidable silver economy the growing population of seniors must be seen as valuable social capital- the major optimising its instruments have been pointed. They included: social security system and financing the retirement pensions, target funds, the development of social services, aid and medical care infrastructure- all solutions assessed against the respecting the European market economy rules, social justice, lifelong learning and active ageing.
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