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POCIŤOVANÁ A SKUTOČNÁ FINANČNÁ GRAMOTNOSŤ

100%

Baláž V.

Ekonomický časopis (Journal of Economics)

2012

tom 60

nr 7

681 – 697

Perceived and actual financial literacy in Slovakia was examined via standard questions used in the international surveys. The levels of perceived competence were well-related to actual knowledge of basic financial concepts, such as inflation, compound interest, time value of money and investment costs and socio-demographic variables (education, gender). Psychological variables (risk tolerance levels) impacted perceived financial knowledge indirectly, via willingness to invest in risky classes of financial products.

KNOWLEDGE AND FINANCIAL SKILLS OF RURAL DWELLERS IN POLAND (Wiedza i umiejetnosci finansowe mieszkanców obszarów wiejskich w Polsce)

88%

Szafranska M.

Optimum. Studia Ekonomiczne

2009

nr 2(42)

213-221

The paper aims to analyse the state of knowledge and financial skills of rural dwellers in Poland. The main source of data used for the analysis and deduction was primary information originating from the authoress' own investigations (interview questionnaire). The studies were conducted on a group of 564 respondents. Statistical analysis covered indicators of structure and non-parametric chi square test. As has been demonstrated by the conducted analyses the level of knowledge and financial competences among consumers in Poland depend on the place of residence (rural areas or the city). It results from a worse infrastructure of financial institutions in rural areas, different attitudes of rural dwellers towards using loan and savings products, diversified motives which drive them at the choice of financial product and preferences concerning the sources of financial knowledge. One of the ways to improve the situation is undertaking commonly accessible activities in the field of financial education. :