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2 Právny obzor. Teoretický časopis pre otázky štátu a práva (Juridical Review. Theoretical journal for the questions of state and law)

2 Slezáková A.

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VÝVOJ PRÁVNEJ ÚPRAVY VEDÚCI K INTEGRÁCII REGULÁCIE FINANČNÉHO SPROSTREDKOVANIA A FINANČNÉHO PORADENSTVA

100%

Slezáková A.

nr 2

99 – 114

Until 31st December, 2009 the enactment of financial intermediation and financial advisory was split, contained in many special acts. The diverse legal frame created different conditions for business enterprise in this area. With the aim of unification of these conditions, the Act No. 186/2009 Coll. on Financial Intermediation and Financial Advisory and on amendments and supplements to certain laws as amended (hereinafter „Act on Financial Intermediation”) had been adopted. The article reflects on the evolution from the partial until the creation if the integrated enactment. It also focuses on the analysis of special acts which regulated intermediation, pointing out the unequal conditions of entrepreneurship in various sectors of financial market. These had been resolved by the creation of a unified regulatory frame. The article also focuses on the transitional article of the Act on Financial Intermediation and their influence on selected categories of financial agents.

PRAVIDLÁ VO VZŤAHU KU KLIENTOM PRI REALIZÁCII FINANČNÉHO SPROSTREDKOVANIA A FINANČNÉHO PORADENSTVA V SEKTORE KAPITÁLOVÉHO TRHU

100%

Slezáková A.

tom 99

nr 2

89 – 106

Financial intermediation and financial advisory is undoubtedly influenced by many legislative determinants. The article reflects one of these, represented by a set of rules governing the obligations in relation to clients when performing financial intermediation and financial advisory. The valid legislation allows carrying out financial intermediation and financial advisory in the sectors of insurance or reinsurance, capital market, receiving of deposits, granting credits or consumer credits, supplementary pension saving system and old- age pension saving system. The article focuses on the sector of capital market, where a financial agent and a financial advisor is authorized to perform only in a restricted range of activities. We focus on selected provisions that we believe are essential for financial intermediation and financial in this sector.