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2 Právny obzor. Teoretický časopis pre otázky štátu a práva (Juridical Review. Theoretical journal for the questions of state and law)

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EŠTE RAZ KU KUMULÁCII BEŽNÝCH ÚROKOV A ÚROKOV Z OMEŠKANIA (A O SANKCIÁCH V SÚKROMNOM PRÁVE)

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Hlušák M.

Právny obzor. Teoretický časopis pre otázky štátu a práva (Juridical Review. Theoretical journal for the questions of state and law)

2022

tom 105

nr 2

165 – 172

In the article the author responds to the study of prof. O. Ovečková on ordinary interest and default interest, and disputes her conclusion that during default the creditor is entitled to both, ordinary as well as default interest. In the author’s view, the creditor is entitled only to the higher of the two, since both claims are, to a certain extent, aimed at satisfying the same interest of the creditor. In the article, the author further discusses the nature of sanctions in private law, in particular the question whether private law sanctions really fulfil a preventive, punitive and compensatory function. He points out the difference between the function or substance of sanctions and their effect. He concludes that, at present, sanctions in private law essentially fulfil only a compensatory function. However, it does not exclude the possibility that they may also have a preventive or punitive effect in individual cases.

ÚROKY Z ÚVERU – RIEŠENÉ A OTVORENÉ OTÁZKY. KUMULÁCIA ÚROKOV Z ÚVERU A ÚROKOV Z OMEŠKANIA (2. ČASŤ)

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Ovečková O.

nr 6

428 – 442

The article is the continuation of addressing the issue of „Loan interest – addressed and open issues“, where in Part 1 we focused on „Substance of loan interest and its repayment“ (Právny obzor, 2021, issue 5). Already in this part, we touched on some problems of the relationship between loan interest (capital interest) and default interest. We draw attention to some of their connections in terms of the repayment term. In Part 2 we focused on the relationship between loan interest and default interest and the possibilities of their concurrence and eventual accumulation. As the basis we chose the definitions of substance and purpose of default interest and their comparison with substance and purpose of loan interest. We point out to the lack of consistency in solution of cummulation of the two types of interest, which persists in the decision-making of courts, and suggest possible solutions.