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On a comparative analysis of internet banking services by the conversion method and the scoring method

100%

Chmielarz W. , Zborowski M.

Journal of Economics and Management

2019

tom 38

26-45

Aim/purpose – The main aim of this paper is to analyse and compare implementation of two methods of websites assessment: the conversion method and the scoring method. The secondary goal is to identify the best e-banking websites in Poland in 2017 from the point of view of an individual client. Design/methodology/approach – Based on the previous experiences in internet banking sphere authors take into account two methods – the most popular for this purpose – the scoring method and the author’s conversion method. Data for research are collected using original questionnaire, verified by a pilot study. To participate in the survey, those interested had to visit a special website containing a questionnaire. The research was carried out on over 700 people from the university environment in the end of 2017. Findings – The results obtained with both methods turned out to be similar. The study found that an economic criteria, a simplicity or an intuitiveness of navigating the website and a number of access channels are the most important factors for choosing the e-banking services by customers. Moreover, anti-crisis measures undertaken by bank (security of operations including) currently become of less importance to them. Research implications/limitations – The main implication for researchers is the proved possibility for using the conversion method, which combines the advantages of simplicity of the gathering data with the objectivity of such methods as, for example, AHP/ANP, or PROMETHEE, ELECTRE and its usefulness for the evaluation of the bank websites. The main restrictions were of two types. The first one concerned the selection of only those two methods for comparison in this study. The second limitation – was the selection of a research sample from the academic community only. Originality/value/contribution – The scope of this paper fills in the research gap that exists in the methods of website evaluation from the point of view of methods trying to solve this problem from a client’s point of view. The next research steps will go in the direction of comparison based on the same sample of the conversion method with other popular assessment methods to identify its advantages and disadvantages for the potential user. Furthermore, a research sample now requires extension beyond the academic community that the results of the study could be fully generalised.

Thermocatalytic Conversion of Sugarcane Bagasse (SCB) for Bioethanol Production: A Review

86%

Akinkuade K. A. , Olasesan I. P. , Fakayode O. A. , Odesanmi A. A. , Ajibade O. A.

World News of Natural Sciences

2022

tom 45

117-142

An estimated 1.6 billion metric tons of sugarcane are produced worldwide each year, producing 279 million tons in metric of sugarcane bagasse (SCB) [1]. In terms of sugarcane production, Brazil leads the world with an annual output of about 739,300 metric tons, followed by India, China, Thailand, Pakistan, Mexico, Colombia, Indonesia, the Philippines, and the United States [2]. Sugarcane production produces waste and, if neglected, will have a serious negative impact on the environment. Alcohols, furfurals, organic acids, butanol, hydrogen, methane, ethanol, and other value-added products have all seen a major increase in output during the past few years [3], [4], [5]. The sustainable bio economy should be expanded via bio-based methods. An economic transformation from linear to circular will occur if the bio economy is more circular and sustainable. In view of the requirement for energy and environmental sustainability, a great deal of research has been done on the various SCB applications. Due to its successful application in the production of bioethanol, SCB is an acceptable source of sustainable feedstock for biofuel production. The SCB's bio products and enzymes demonstrate their economic value. Due to the higher reserve price than the current market price, the feasibility and industrial scale economics of biodiesel with sugar cane bagasse have revealed adverse net present values.