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Content available remote Autonomous Vehicles – Challenges for the Insurance Industry
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tom 12
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nr 1
67-77
EN
The objective of this article is to identify and analyse opportunities and threats for the insurance industry related to the popularisation of autonomous vehicles. The analysis uses the data and forecasts included in reports of independent research institutions, which forecast the tempo of development of autonomous vehicle technologies. In the following few years, the global model of transport is going to change as it will gradually move away from the model of possessing individual vehicles and towards using a fleet of autonomous vehicles depending on current needs. The fundamental motivation for changes will be safety, comfort and lower costs. A direct result of the technological revolution for the insurance industry is a reduction of the amount of paid compensation, which is related to the improvement in the safety of road traffic. However, the new model of individual transport is going to dramatically reduce the number of vehicles on roads, and therefore it will result in a significant drop in the income for insurers coming from selling vehicle insurance policies, which currently is one of the most significant sources of income for numerous markets.
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nr 34
153-171
EN
Nowadays, almost in the blink of the eye, multiculturalism in Warsaw is gaining a new character, but this new character has older, pre-war roots. Today we witness a process in which the 'old' minorities, especially Jews, are replaced by other migrants, mostly Vietnamese. Warsaw attracts, with its economic and social growth, not only people from other parts of Poland but also ethnically varied groups of migrants. Unfortunately, the Polish public sphere is ruled by diversionary issues and policies. One may have an impression then that we have entered an era of political correctness but this has been done without the proper debate concerning its postulates or even attempts to define fuzzy borders between what we can consider as only 'our' (or 'theirs') and what is truly universal. If we do not engage in this debate, it is possible that one day the multiculturalists dream of 'difference' and ethno-nationalists will become the reality. This means that we will wake up in a state in which alienated individuals (both 'true Poles' and migrants) will be individually described only in the frames of fundamentalism with universal aspirations or ethnic ghettos, which are also artificially created with the help of national pop culture.
PL
Podczas trwania pandemii COVID-19 wiele osób przejawia obawy zakażenia się wirusem SARS-CoV-2 w placówkach handlowych. Głównymi drogami zakażeń wirusem SARS-CoV-2 są wydalane przez zarażone osoby krople i aerozole, które osiadając na powierzchniach przedmiotów mogą stanowić, poprzez kontakt z nimi, źródło retransmisji wirusa. Przeprowadzone badania miały na celu ocenę obecności wirusa SARS-CoV-2 na powierzchniach produktów i przedmiotów często dotykanych przez klientów i personel w sklepach spożywczych. Badania wykonane techniką RTLAMP i potwierdzone techniką RT-PCR wykazały, że materiał genetyczny wirusa SARS-CoV-2 był obecny w wymazach pobranych w czasie trwania czwartej fali zakażeń COVID-19 w Polsce w placówkach mhandlowych oferujących żywność.
EN
During the COVID-19 pandemic, many people are afraid of contracting the SARS-CoV-2 virus at retail outlets. The main routes of infection with the SARS-CoV-2 virus are droplets and aerosols excreted by infected people, which settling on the surfaces of objects, through contact with them can be a source of virus retransmission. The research carried out were aimed at assessing the presence of the SARS-CoV-2 virus on the surfaces of products and objects often touched by customers and staff in grocery stores. Research performed with the RT-LAMP technique and confirmed with the RT-PCR technique showed that the genetic material of the SARS-CoV-2 virus was present in swabs collected during the fourth wave of COVID-19 infections in Poland in grocery stores.
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