Financial Inclusion: Globally Important Determinants

• Autorzy: Peterson K. Ozili
• Języki publikacji: EN

Abstrakty

EN

This paper highlights the globally-important determinants of financial inclusion. The determi-nants identified in this paper are formal account ownership; demand for formal savings; demand for formal borrowing; financial literacy and education; debit and credit card usage; the need to receive remittances from family and friends; size of the financial system; number of automated teller machines (ATMs); number of bank branches; proximity to a bank; availability and access to mobile phones; availability of digital financial products and services; technology infrastructure; government policy; culture and traditional belief systems; national financial inclusion strategy and implementation; and direct legislation. (original abstract)

Słowa kluczowe

PL

Finanse osobiste; Bankowość elektroniczna; Rachunek bankowy; Karty bankowe

EN

Personal finance; E-banking; Bank account; Banking card

• Czasopismo: e-Finanse
• Rocznik: 2021
• Tom: 17
• Numer: nr 4
• Strony: 1-11

Twórcy

autor

Peterson K. Ozili

• Central Bank of Nigeria

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Identyfikatory

DOI

10.2478/fiqf-2021-0023