The Economic Efficiency of Traditional and Islamic Banking (a Comparative Analysis of the Turkish, Azerbaijani, and Iranian Banking Sectors)

• Autorzy: Mayis G. Gulali , Elmar N. Rahimov , Flora Sh. Kashiyeva , Alida T. Huseynova , Shahla M. Alijanova , Yegana A. Hakimova

Warianty tytułu

Efektywność ekonomiczna bankowości tradycyjnej i islamskiej (analiza porównawcza sektora bankowego w Turcji, Azerbejdżanie i Iranie)

• Języki publikacji: EN

Abstrakty

W artykule podjęto próbę opracowania metodologii oceny porównawczej efektywności ekonomicznej banków, w tym modelu bankowości tradycyjnej i islamskiej. Wyniki oceny wskazują, że stabilność instytucji finansowych w Azerbejdżanie jest niższa w porównaniu z bankami, w których stosuje się bankowość islamską. Jak wynika z oceny, istnieje silna zależność stopy wzrostu PKB od wskaźników częściowych dotyczących skuteczności instytucji finansowych w Azerbejdżanie, Turcji i Iranie. Zastosowano metodologię regresji liniowej i złożony wskaźnik efektywności ekonomicznej banków. Wyniki oceny pokazują, że wpływ stabilności systemu finansowego na wzrost gospodarczy w Azerbejdżanie, Iranie i Turcji jest różny. Ponieważ tempo wzrostu gospodarczego i stosunek kredytów bankowych do depozytów bankowych są dodatnio powiązane w Azerbejdżanie i Turcji, ale negatywnie w Iranie. (abstrakt oryginalny)

EN

The article attempts to develop a methodology for a comparative assessment of the economic efficiency of banks, including traditional and Islamic banking models. The assessment shows that the stability of financial institutions in Azerbaijan is lower compared to banks where Islamic banking is used. The assessment also shows that there is a strong dependence of the GDP growth rate on the sub-indices of the effectiveness of financial institutions in Azerbaijan, Turkey, and Iran. The methodology of linear regression and a composite index of the economic efficiency of banks are applied. The assessment shows that the influence of the stability of the financial system on economic growth in Azerbaijan, Iran, and Turkey is different. The economic growth rate and the ratio of bank loans to bank deposits in Azerbaijan and Turkey are positively related, but negatively in Iran. (original abstract)

Słowa kluczowe

PL

Instytucje finansowe; Bankowość islamska; Sektor bankowy

EN

Financial institutions; Islamic banking; Banking sector

• Czasopismo: Comparative Economic Research
• Rocznik: 2021
• Tom: 24
• Numer: nr 1
• Strony: 141-157

Twórcy

autor

Mayis G. Gulali

• Azerbaijan State University of Economics (UNEC); Azerbaijan National Academy of Sciences, Baku, Azerbaijan

autor

Elmar N. Rahimov

• Azerbaijan National Academy of Sciences, Baku, Azerbaijan

autor

Flora Sh. Kashiyeva

• Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan

autor

Alida T. Huseynova

• Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan

autor

Shahla M. Alijanova

• Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan

autor

Yegana A. Hakimova

• Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan,

Bibliografia

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Identyfikatory

DOI

10.18778/1508-2008.24.08