Warianty tytułu
Determinanty konsumpcji ubezpieczeń na życie w Polsce
Języki publikacji
Abstrakty
Głównym celem artykułu jest prezentacja wyników badań dotyczących determinacji popytu na ubezpieczenia na życie. W badaniach zastosowano metodę analizy czynnikowej do wyodrębnienia niezależnych czynników determinujących popyt na ubezpieczenia na życie. Następnie dokonano oceny wpływu wyodrębnionych czynników na popyt na ubezpieczenia na życie. Czynniki wydzielono poprzez połączenie cech wstępnie wybranych do badań, takich jak: PKB, stopa procentowa, poziom inflacji, rozwój finansowy, oczekiwana długość trwania życia (kobiety, mężczyźni), struktura rynku, udział kapitału zagranicznego, wskaźnik urbanizacji, poziom edukacji, poziom wydatków na służbę zdrowia, wskaźnik zastąpienia. Wybrane cechy połączono w cztery czynniki. (abstrakt oryginalny)
The main aim of the paper is to present the results of an application of factor analysis into a process of distinguishing features which significantly influence life insurance demand. After grouping particular variables into aggregate factors, the study also examines the influence of the factors on the level of life insurance consumption in the case of Poland. The study is made up of fifteen following features: GDP, interest rate, inflation, financial development, life expectancy, market monopolization, share of foreign capital, level of urbanization, level of education, expenditures on health and social care, dependency ratio. The application of factor analysis allows the merging of chosen variables into four main factors that determine life insurance demand separately. The paper concludes with a discussion of major findings. (original abstract)
Słowa kluczowe
Rocznik
Strony
400-411
Opis fizyczny
Twórcy
autor
- Warsaw School of Economics, Poland
autor
- Warsaw School of Economics, Poland
autor
- Warsaw School of Economics, Poland
Bibliografia
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Typ dokumentu
Bibliografia
Identyfikatory
Identyfikator YADDA
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