Determinanty zadłużenia gospodarstw domowych w wybranych państwach strefy euro

• Autorzy: Barbara Panciszko

Warianty tytułu

EN

Determinants of households debt in selected countries of the Eurozone

• Języki publikacji: PL

Abstrakty

EN

This article is the attempt to identify the reasons of households debt in countries, which belong to the Eurozone. It presents the socio-economic situation in this countries based on macroeconomic indicators (GDP and unemployment rent). Then this paper shows the tasks of the European Central Bank and shows its politics concerning the interests rates in the period 2003–2014. Next, the author examined, how these interest rates influenced the interest rates which commercial banks offered their clients. Then consumer behavior in selected countries was examined: which society is indebted the most, what is the relation between household debt to GDP and to disposable income, which kind of debt dominates and which society has the biggest problem with timely repayment of the debt. The study of data from the databases of the European Central Bank and EUROSTAT used a comparative analysis.

Słowa kluczowe

EN

household debt; European Central Bank; European Union

• Wydawca: Wydawnictwo Uniwersytetu Wroclawskiego
• Czasopismo: Rocznik Europeistyczny
• Rocznik: 2016
• Numer: 2
• Strony: 38-48

Twórcy

autor

Barbara Panciszko

• Uniwersytet Wrocławski