Czasopismo
Tytuł artykułu
Warianty tytułu
Języki publikacji
Abstrakty
The aim of this article is to diagnose the state of technological advancement in the field of personal finance in Eastern European countries on the example of automated financial advice. The considerations were based on the literature on the subject, and in the empirical part a critical analysis of secondary data from databases was made and the results of research on robo-advice and determinants that may affect the advancement of the use of modern tools in personal finance management were published. Based on the data analysis, it was concluded that technological sophistication in personal finance in the studied countries of Eastern and Central Europe was at a high level, as evidenced by the high concentration of assets and the growing number of robo-advice users.
Czasopismo
Rocznik
Tom
Strony
153-165
Opis fizyczny
Daty
wydano
2021-12-31
Twórcy
autor
- University of Economics in Poznań, Krzysztof.Waliszewski@ue.poznan.pl
autor
- University of Economics in Poznań, Krzysztof.Waliszewski@ue.poznan.pl
Bibliografia
- ALIŃSKA, A. (2019), Alternatywne finanse. Warszawa etc.
- BAREMBRUCH, A. (2019), Zarządzanie finansami osobistymi. Teoria i praktyka. Gdańsk etc.
- BRENNER, L./MEYLL, T. (2020), Robo-Advisors: A substitute for human financial advice? In: Journal of Behavioral and Experimental Finance. 25, 1-8.
- CARPENTIER, J. (1996), Konsument i konsumpcja w społeczeństwie postmodernistycznym. Warszawa etc.
- Cision (2019), Fibank launched the first open banking platform in Bulgaria fully compliant with the PSD2 Directive. In: https://www.prnewswire.com/news-releases/fibank-launched-the-first-open-banking-platform-in-bulgaria-fully-compliant-with-the-psd2-directive-300965760.html [access: 15 IV 2020].
- Deloitte (2018), Digital Banking Maturity. In: https://www2.deloitte.com/content/dam/Deloitte/global/Documents/About-Deloitte/central-europe/ce-digital-banking-maturity-study-emea.pdf?nc=1 [access:13 IV 2020].
- EBA (2020), Report on financial education 2019/2020. In: https://eba.europa.eu/sites/default/documents/files/document_library/News%20and%20Press/Press%20Room/Press%20Releases/2020/EBA%20identifies%20trends%20and%20lessons%20learned%20in%20financial%20education%20and%20literacy%20initiatives%20in%20its%20second%20Financial%20Education%20Report/EBA%20Financial%20Education%20Report%202019-2020.pdf [access: 14 IV 2020].
- EWE, S. Y./LEE, Ch. K. Ch./WATABE, M. (2020), Prevention focus and prior investment failure in financial decision making. In: Journal of Behavioral and Experimental Finance. 26, 100321
- FALOON, M./SCHERER, B. (2017), Individualization of Robo-Advice. In: Journal of Wealth Management. 47, 30-36.
- FEIN, M. L. (2015), Robo-Advisors: A Closer Look In: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2658701 [access: 15 III 2020].
- FERNANDES, D./LYNCH, Jr. J. G./NETEMEYER, R.G. (2014), Financial literacy, financial education, and downstream financial behaviours. In: Management Science. 6, 1861-1883.
- GRADZI, D. (2018), Third Party Providers (TTP) – nowi dostawcy usług płatniczych w środowisku internetowym i mobilnym. Przegląd regulacji prawnych i analiza możliwych zagrożeń cyberbezpieczeństwa płatniczej infrastruktury krytycznej. In: Przegląd Bezpieczeństwa Wewnętrznego. 19/18, 126-149.
- ITZKOWITZ, J./ITZKOWITZ, J. (2017), Name-based behavioral biases: are expert investors immune? In: Journal of Behavioral Finance. 18, 180-188.
- KAYA, O. (2017), Robo-advice – a true innovationin asset management. Deutsche Bank Research.
- LUSARDI, A./MITCHELL, O. S. (2014), The Economic Importance of Financial Literacy: Theory and Evidence. In: Journal of Economic Literature. 52, 5-44.
- MARTÍNEZ, R.G./ROMÁN, M. P./CASADOO, P. P. (2018), Big data Algorithmic trading systems based on investors’ mood. In: Journal of Behavioral Finance. 20, 227-238.
Typ dokumentu
Bibliografia
Identyfikatory
ISSN
2081-1128
Identyfikator YADDA
bwmeta1.element.desklight-1669d4f8-403d-4a6b-9091-c040a75900d4