HODNOCENÍ STÁTNÍ PODPORY STAVEBNÍHO SPOŘENÍ: DOPAD NA ÚSPORY A PŘÍJMOVOU NEROVNOST

• Autorzy: Dušek Libor , Petr Janský

Warianty tytułu

EN

Evaluation of the government subsidies to building savings: impact on the savings and income inequality

• Języki publikacji: CS

Abstrakty

EN

We evaluate the extent in which the building savings subsidies, a large spending program of the Czech government, achieves one of its stated goals, i.e., to promote savings of the Czech households. Using household-level survey of investment and saving behaviour, we identify households that are apparently unaffected in their level of savings by the building savings subsidies. At least 44% of the total spending on the subsidy is received by households whose savings are unaffected, and in fact 9.6% of the total spending on the subsidy effectively subsidizes borrowing instead of savings. We identify at most 19% of households whose level of savings may be increased because of the subsidy. We also evaluate the distributional impacts of the building savings subsidies. They are regressive overall, especially for the poorest quartile of the Czech households.

Słowa kluczowe

EN

IMPACT EVALUATION; EVIDENCE-BASED POLICY; BUILDING SAVINGS; EXPENDITURES; GOVERNMENT SUBSIDY; CZECH REPUBLIC

• Wydawca: Institute of Slovak and World Economics and Institute for Forecasting, Slovak Academy of Sciences
• Czasopismo: Ekonomický časopis (Journal of Economics)
• Rocznik: 2012
• Tom: 60
• Numer: 10
• Strony: 991 – 1004

Twórcy

autor

Dušek Libor

• CERGE-EI, společné pracoviště Centra pro ekonomický výzkum a postgraduální vzdělání Univerzity Karlovy a Národohospodářského ústavu AVČR, v. v. i., Politických vězňů 7, 11121 Praha 1, Czech Republic,

autor

Petr Janský