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The aim of this study is to use sentiment analysis to compare the efficiency of old and new fintech technologies by collecting data from various sources and analyzing it using the SVM and NB algorithms. The study seeks to identify opinions or feelings from text in order to provide a clear picture of public opinion and the direction of the debate regarding old and new fintech technologies. The results of the study show that the SVM algorithm has an average accuracy of 87.32% and the NB algorithm has an average accuracy of 81.56% in testing the sample data in a comparison of old and new fintech technology on the internet. The study tested data in a comparison of two specific arguments, namely the debate about which technology is more efficient in old and new fintech on the internet. Despite many unresolved arguments, the study successfully proved that new fintech is more preferred than old fintech, with 71% positive sentiment directed towards new fintech. However, the dataset also found that 62% negative sentiment is directed towards new fintech, indicating that although new fintech is more preferred, there are still some issues that need to be addressed. One reason for negative sentiment towards new fintech may be the continued concerns about security and privacy of user data. Furthermore, other factors that may cause negative sentiment towards new fintech include a lack of understanding about how the technology works.
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Rocznik
Tom
Strony
373--380
Opis fizyczny
Bibliogr. 29 poz., rys., tab.
Twórcy
autor
- Institut Teknologi Tangerang Selatan
autor
- Padjadjaran University
autor
- Padjadjaran University
autor
- Padjadjaran University
Bibliografia
- 1. S.H. Utami, A.A. Purnama, and A.N. Hidayanto, "Fintech Lending in Indonesia: A Sentiment Analysis, Topic Modelling, and Social Network Analysis using Twitter Data," Int. J. Appl. Eng. Technol., vol. 4, no. 1, 2022.
- 2. S. Sangsavate, S. Tanthanongsakkun, and S. Sinthupinyo, "Stock market sentiment classification from FinTech News," in 2019 17th International Conference on ICT and Knowledge Engineering (ICT&KE), 2019, pp. 1-4.
- 3. R. Di Pietro et al., "Fintech," New Dimens. Inf. Warf., pp. 99-154, 2021.
- 4. T. Muganyi, L. Yan, and H. Sun, "Green finance, fintech and environmental protection: Evidence from China," Environ. Sci. Ecotechnology, vol. 7, p. 100107, 2021.
- 5. C.-C. Chen, H.-H. Huang, and H.-H. Chen, "FinTech Applications," in From Opinion Mining to Financial Argument Mining, Springer, 2021, pp. 73-87.
- 6. Z. Li, C. Yang, and Z. Huang, "How does the fintech sector react to signals from central bank digital currencies?," Financ. Res. Lett., vol. 50, p. 103308, 2022.
- 7. S. Nenavath, "Impact of fintech and green finance on environmental quality protection in India: By applying the semi-parametric difference-in-differences (SDID)," Renew. Energy, vol. 193, pp. 913-919, 2022.
- 8. H. Wang, X. Chen, J. Du, and K.K. Lai, "Classification of FinTech Patents by Machine Learning and Deep Learning Reveals Trends of FinTech Development in China," Math. Probl. Eng., vol. 2022.
- 9. L. Yang and S. Wang, "Do fintech applications promote regional innovation efficiency? Empirical evidence from China," Socioecon. Plann. Sci., vol. 83, p. 101258, 2022.
- 10. S. Amrie, S. Kurniawan, J. H. Windiatmaja, and Y. Ruldeviyani, "Analysis of Google Play Store's Sentiment Review on Indonesia's P2P Fintech Platform," in 2022 IEEE Delhi Section Conference (DELCON), 2022, pp. 1-5.
- 11. A.D. Widiantoro, A. Wibowo, and B. Harnadi, "User Sentiment Analysis in the Fintech OVO Review Based on the Lexicon Method," in 2021 Sixth International Conference on Informatics and Computing (ICIC), 2021, pp. 1-4.
- 12. S.R. Das, "The future of fintech," Financ. Manag., vol. 48, no. 4, pp. 981-1007, 2019.
- 13. A.A. Diniyya, M. Aulia, and R. Wahyudi, "Financial Technology Regulation in Malaysia and Indonesia: A Comparative Study," Ihtifaz J. Islam. Econ. Financ. Bank., vol. 3, no. 2, p. 67, 2021, doi: 10.12928/ijiefb.v3i2.2703.
- 14. S.H. Lim, D. . Kim, Y. Hur, and K. Park, "An empirical study of the impacts of perceived security and knowledge on continuous intention to use mobile fintech payment services," Int. J. Human-Computer Interact., vol. 35, no. 10, pp. 886-898, 2019.
- 15. M. Verma, "Data-oriented and machine learning technologies in FinTech," FinTechs an Evol. Ecosyst., vol. 1, 2019.
- 16. J.-L. Seng, Y.-M. Chiang, P.-R. Chang, F.-S. Wu, Y.-S. Yen, and T.-C. Tsai, "Big Data and FinTech," Big Data Comput. Soc. Sci. Humanit., pp. 139-163, 2018.
- 17. W. A. Deviani, K. Kusumahadi, and E. Nurhazizah, "Service Quality For Digital Wallet In Indonesia Using Sentiment Analysis And Topic Modelling," Int. J. Bus. Technol. Manag., vol. 4, no. 1, pp. 46-58, 2022.
- 18. M.S. Farahani, A. Esfahani, M.N.F. Moghaddam, and A. Ramezani, "The impact of Fintech and artificial intelligence on COVID 19 and sustainable development goals," Int. J. Innov. Manag. Econ. Soc. Sci., vol. 2, no. 3, pp. 14-31, 2022.
- 19. E.H. Khasby and G.I. Dzikrillah, "Comparison of K-N earest Neighbor (K-NN) and Naïve Bayes Algorithm for Sentiment Analysis on Google Play Store Textual Reviews," in 2021 8th International Conference on Information Technology, Computer and Electrical Engineering (ICITACEE), 2021, pp. 180-184.
- 20. S. Aji, N. Hidayatun, and H. Faqih, "The sentiment analysis of Fintech users using support vector machine and particle swarm optimization method," in 2019 7th International conference on cyber and IT Service management (CITSM), 2019, vol. 7, pp. 1-5.
- 21. H. Xia, J. Liu, and Z.J. Zhang, "Identifying Fintech risk through machine learning: analyzing the Q&A text of an online loan investment platform," Ann. Oper. Res., pp. 1-21, 2020.
- 22. N. Kaur, S.L. Sahdev, M. Chhabra, and S.M. Agarwal, "FinTech Evolution to Revolution in India-From Minicorns to Soonicorns to Unicorns," in 2021 9th International Conference on Reliability, Infocom Technologies and Optimization (Trends and Future Directions)(ICRITO), 2021, pp. 1-6.
- 23. J. Wang, "Performative innovation: Data governance in China's fintech industries," Big Data Soc., vol. 9, no. 2, p. 20539517221123310, 2022.
- 24. R.R. Suryono and B. Indra, "P2P Lending sentiment analysis in Indonesian online news," in Sriwijaya International Conference on Information Technology and Its Applications (SICONIAN 2019), 2020, pp. 39-44.
- 25. J. Kabulova and J. Stankevičienė, "Valuation of fintech innovation based on patent applications," Sustainability, vol. 12, no. 23, p. 10158, 2020.
- 26. A.P. Rabbani, A. Alamsyah, and S. Widiyanesti, "An Effort to Measure Customer Relationship Performance in Indonesia's Fintech Industry," arXiv Prepr. arXiv2102.08262, 2021.
- 27. S. Oh, M.J. Park, T.Y. Kim, and J. Shin, "Marketing strategies for fintech companies: text data analysis of social media posts," Manag. Decis., vol. 61, no. 1, pp. 243-268, 2023.
- 28. J.N. Franco-Riquelme and L. Rubalcaba, "Innovation and SDGs through social media analysis: messages from FinTech firms," J. Open Innov. Technol. Mark. Complex., vol. 7, no. 3, p. 165, 2021.
- 29. F.A. Hudaefi, M.K. Hassan, and M. Abduh, "Exploring the development of Islamic fintech ecosystem in Indonesia: a text analytics," Qual. Res. Financ. Mark., no. ahead-of-print, 2023.
Uwagi
Opracowanie rekordu ze środków MNiSW, umowa nr SONP/SP/546092/2022 w ramach programu "Społeczna odpowiedzialność nauki" - moduł: Popularyzacja nauki i promocja sportu (2024).
Typ dokumentu
Bibliografia
Identyfikator YADDA
bwmeta1.element.baztech-4f8bda47-7e22-469c-855e-a07eacfd4f7d