E-fraud

Pólkowski, Z.; Gruber, J.; Deaconescu, I. C.

Artykuł - szczegóły

Tytuł artykułu

E-fraud

Autorzy

Pólkowski Z. , Gruber J. , Deaconescu I. C.

Treść / Zawartość

Pełne teksty:

Polkowski_Gruber_Deaconescu_E-Fraud_2_2013.pdf

Pobierz

Identyfikatory

Warianty tytułu

Oszustwa internetowe

Języki publikacji

Abstrakty

On-line fraud and cheating constitute the biggest part of all computer crime. Cheating is a kind of fraud that does not have direct evidence of its appearance. The purpose of this article is to analyze the current state of e-fraud in selected countries in the context of contemporary Internet system. In the first part of the paper, the authors present various definitions and classification of e-fraud. The next part of the paper is devoted to presenting methods to fraud electronic payment systems. The last part of the work will be focused on case studies concerning e-fraud in Poland and Romania. This study brings its contribution to the understanding of the methods of e-fraud. To prepare this article, information available from the Internet, as well as the official websites of government institutions, banks, portals, European Union, national and international media was used.

Elektroniczne oszustwa i matactwa stanowią największą część wszystkich przestępstw komputerowych. Nadużycie jest rodzajem oszustwa, na którego wystąpienie nie ma bezpośrednich dowodów. Celem niniejszego artykułu jest analiza obecnego stanu przestępstw komputerowych w wybranych krajach w kontekście aktualnego wykorzystania systemów internetowych. W pierwszej części artykułu autorzy przedstawiają różne definicje i klasyfikacje e-oszustw. Kolejna część poświęcona jest prezentacji wybranych metod oszustw systemów płatności elektronicznych. Jej ostatnia część skupia się na prezentacji case studies dotyczących e-oszustw w Polsce i Rumunii. Przeprowadzone badania stanowią wkład w zrozumienie metod oszustw elektronicznych.

Słowa kluczowe

electronic fraud e-fraud computer crimes Internet security

oszustwo w Internecie e-oszustwo przestępstwa komputerowe bezpieczeństwo w Internecie

Wydawca

Wydawnictwo Uczelni Jana Wyżykowskiego

Czasopismo

Zeszyty Naukowe Dolnośląskiej Wyższej Szkoły Przedsiębiorczości i Techniki. Studia z Nauk Technicznych

Rocznik

2013

Tom

Nr 2

Strony

29--46

Opis fizyczny

Bibliogr. 46 poz., il.

Twórcy

autor

Pólkowski Z.

DWSPiT w Polkowicach

autor

Gruber J.

Politechnika Wrocławska

autor

Deaconescu I. C.

Uniwersytet w Piteszti, Rumunia, student

Bibliografia

1. Akintoye K. A., Araoye O. I., Combating E-Fraud on Electronic Payment System, http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.259.3383 [Accessed 25 November, 2013].
2. Malakedsuwan P., Stevens K., A Model of E-fraud, http://www.pacis-net.org/file/2003/papers/e-business/233.pdf, University of NSW, Sydney 2003, p. 4 [Accessed 15 November, 2013].
3. Bergman B., E-fraud: State of the art and countermeasures, Linkoping University, Sweden 2005.
4. Turban E., Lee J., Electronic Commerce 2010, Pearson, 2010, p. 484.
5. Card Skimming, http://www.scamwatch.gov.au/content/index.phtml/tag/CardSkimming [Accessed 21 November, 2013].
6. How ATM card skimming and PIN capturing scams work, http://www.slideshare.net/worldstuff/how-to-detect-atm-card-skimming-and-pin-capturing-scams [Accessed 23 November, 2013].
7. Olteanu G. I., Methodology Criminology – Structures criminal and illegal activities carried out by them, Editura AIT Laboratories s.r.l, Bucharest 2008, p. 65.
8. E-mails Phishing and Scams, http://www.securingthehuman.org/newsletters/ouch/issues/OUCH-201112_en.pdf, p. 2 [Accessed 23 November, 2013].
9. How Phishing Works, http://computer.howstuffworks.com/phishing.htm [Accessed 22 November, 2013].
10. Milletary J., Technical Trends in Phishing Attacks, www.cert.org/archive/pdf/Phishing_trends.pdf, p. 4 [Accessed 14 November, 2013].
11. King D., Lee J., Electronica Commerce 2010A Managerial Perspective, Pearson 2010, p. 486.
12. Beware the cash trap! Claw-like devices inserted into ATM slots can steal notes in latest hole-in-the-wall scam, http://www.dailymail.co.uk/news/article-2236213/Clawlike-devices-inserted-ATM-slots-steal-notes-latest-hole-wall-scam.html [Accessed 17 November, 2013].
13. Best Practice for ATM Security, Overview of ATM security situation, forecast, and best practices, GRGBanking Equipment (HK) Co. Ltd, 27.05.2011, http://www.grgbanking.com/en/exh/images/Best%20Practice%20for%20ATM%20Security%20-GRGBanking.pdf, p. 11 [Accessed 4 November, 2013].
14. Identity Theft – Electronic Pickpocketing, http://pueblo.org/sites/default/files/documents/scam-alerts/January%202011%20-%20Identity%20Theft-Electronic%20Pickpocketing.pdf, p. 1 [Accessed 3 November, 2013].
15. Da Costa E., GlobalE-Commerce strategies for small businesses, MIT 2001, p. 69.
16. Benoni B. B., Electronic Payment Systems Fraud, Bucharest 2013.
17. Accused Cyber-Bazaar “Pirate” Has Bail Hearing Delayed, http://www.bloomberg.com/news/2013-10-04/alleged-cyber-bazaar-pirate-ulbricht-bail-hearing-delayed.html [Accessed 15 November, 2013].
18. Hackers Attack FBI Justice Department Websites After Megaupload Shutdown, http://news.nationalpost.com/2012/01/19/hackers-attack-fbi-justice-department-websitesafter-megaupload-shutdown/ [Accessed 28 November, 2013].
19. Hackers Who Thought They Were Gods, http://www.dailymail.co.uk/news/article-2325624/Hackers-believed-gods-cyberspace-jailed-attacks-CIA-FBI-NHS-computers.html[Accessed 25 November, 2013].
20. Hackers Attack FBI Partner Website, http://www.alternet.org/rss/breaking_news/607507/hackers_attack_fbi_partner_website [Accessed 14 November, 2013].
21. Policjanci i prokuratorzy rozbili gang zajmujący się skimmingiem, http://www.polskieradio.pl/5/3/Artykul/314723,Policjanci-i-prokuratorzy-rozbili-gang-zajmujacy-sie-skimmingiem [Accessed 13 November, 2013].
22. Trzech Rumunów aresztowanych za próbę skimming, http://www.dziennikbaltycki.pl/artykul/161915,szklarska-poreba-trzech-rumunow-zatrzymanych-za-probe skimmingu,id,t.html [Accessed 8 November, 2013].
23. Poland Busts Online Fraud Group with Russian Links, http://en.ria.ru/crime/20130227/179717075/Poland-Busts-Online-Fraud-Group-with-Russian-Links. Html [Accessed 9 November, 2013].
24. Defendant In Romanian Cybercrime Ring Convicted Of Wire Fraud And Identification Document Fraud Conspiracies, http://www.justice.gov/usao/nye/pr/2013/2013aug09.html [Accessed 7 November, 2013].
25. Gruber J., Jozwiak I., Mosio Ł., Freud detection business systems using data mining method, Sil. University of Techn. Publishing House, Gliwice 2013, pp. 61–71.
26. http://www.statsoft.pl/czytelnia/czytelnia.html [Accessed 7 November, 2013].
27. Demski T., Creating and using data mining model using STATISTICA Data Miner provisions on fraud detection example, StatSoft Polska, http://www.statsoft.pl/czytelnia/czytelnia.htmll, 20/05/2012 [Accessed 16 November, 2013].
28. Sokołowski A., The methods used in data mining, StatSoft Polska, 2002.
29. Wątroba J., Examples of predictive problem solving using data mining techniques, StatSoft Polska, 2002.
30. Wątroba J., Kowalski T., Demski T., Data mining and its implementation in STATISTICA DataMiner, StatSoft Polska, 2002.
31. Kuijlen T., Migut G., Detection of fraud and money laundering, StatSoft Polska, 2004.
32. de Lange J., Longoni A., Screpnic A., Online payments 2012, Moving beyond the web, May 2012, ECOMMERCE Europe, p. 57, www.innopay.com [Accessed 25 November, 2013].
33. Polasik M., Maciejewski K., Innovative payment services in Poland and abroad, Warsaw, 2009, http://www.nbp.pl/publikacje/materialy_i_studia/ms241.pdf, p. 12 [Accessed 25 November, 2013].
34. Proposal for a Regulation establishing technical requirements for credit transfers and direct debits in euros and amending Regulation (EC) no. 924/2009, COM (2010) 775, http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=CELEX:52010PC0775:EN:NOT. [Accessed 24 November, 2013].
35. The Paypers, Romania: e-commerce market to surpass EUR 160 million, 2011.
36. http://www.aerotranslate.com/webmoney/other-online-payment-systems-in-russia.Html [Accessed 18 November, 2013].
37. http://www.freewebs.com/mkurnia/chap6.doc, p. 2 [Accessed 13 November, 2013].
38. Electronic Payment Systems, http://ocw.metu.edu.tr/pluginfile.php/354/mod_resource/content/0/Lecture_4.pdf, p. 15 [Accessed 19 November, 2013].
39. Online Payment Systems for E-Commerce, http://www.oecd.org/internet/ieconomy/36736056.pdf, p. 4 [Accessed 20 November, 2013].
40. Oshkalo A., What is the Most Popular E-Currency in Russia, http://www.russian searchtips.com/2012/04/what-is-the-most-popular-e-currency-in-russia/ [Accessed 9 November, 2013].
41. Payments in Russia, http://www.payboutique.com/payments-russia[Accessed 8 November, 2013].
42. Identity Theft – Electronic Pickpocketing, http://pueblo.org/sites/default/files/documents/scam-alerts/January%202011%20-%20Identity%20Theft-Electronic%20Pick pocketing.pdf, p. 13 [Accessed 4 November, 2013].
43. Hackers Who Thought They Were Gods, http://www.kanyiokeke.com/2013/05/hackers-who-thought-they-were-gods.html [Accessed 2 December, 2013].
44. Hackers claim another Sony attack, http://phys.org/news/2011-06-hackers-sony.html [Accessed 26 November, 2013].
45. Hackers claim new Sony cyberattack, http://phys.org/news/2011-06-hackers-sony cyberattack.html [Accessed 26 November, 2013].
46. Defendant in Romanian Cyber Crimes Ring Convicted of wire Fraud and Identification Document Fraud Conspiracies, http://www.fbi.gov/newyork/press-releases/2013/defendant-in-romanian-cyber-crime-ring-convicted-of-wire-fraud-and-identification-document-fraud-conspiracies [Accessed 29 November, 2013].

Uwagi

Opracowanie ze środków MNiSW w ramach umowy 812/P-DUN/2016 na działalność upowszechniającą naukę.

Typ dokumentu

Bibliografia

Identyfikator YADDA

bwmeta1.element.baztech-f507f82f-08b0-47b8-aac3-57f6c88a8c06