Tytuł artykułu
Treść / Zawartość
Pełne teksty:
Identyfikatory
Warianty tytułu
Zarządzanie ryzykiem w MŚP: dowody z Polski
Języki publikacji
Abstrakty
Purpose of this study analyzes risk management practices in small and mediumsized enterprises (SMEs) in Poland, identifying key risk types and examining factors influencing risk perception and management approaches. Methodology: The realization of the purpose required the use of descriptive-statistical methods, in particular the MannWhitney U test, the Kruskal-Wallis ANOVA test, and the Pearson chi-square independence test, allowing the assessment of whether the relationship or differences between selected characteristics are statistically significant. A direct method - questionnaire - was also used. Results: The publication describes the nature of risk management based on the literature. It also presents excerpts from the company's own questionnaire research from the first quarter of 2021 conducted in the territory of Poland in the sector of 364 small and medium-sized enterprises.
Celem badania jest analiza praktyk zarządzania ryzykiem w małych i średnich przedsiębiorstwach (MŚP) w Polsce, identyfikacja kluczowych rodzajów ryzyka oraz zbadanie czynników wpływających na percepcję ryzyka i podejścia do jego zarządzania. Metodologia: Realizacja celu wymagała zastosowania metod opisowo-statystycznych, w szczególności testu U Manna-Whitneya, testu ANOVA Kruskala-Wallisa oraz testu niezależności chi-kwadrat Pearsona, co pozwoliło na ocenę, czy relacje lub różnice między wybranymi cechami są statystycznie istotne. Wykorzystano również metodę bezpośrednią - ankietę. Wyniki: Publikacja opisuje charakter zarządzania ryzykiem w oparciu o literaturę. Prezentuje także fragmenty wyników własnych badań ankietowych przeprowadzonych w pierwszym kwartale 2021 roku na terenie Polski w sektorze 364 małych i średnich przedsiębiorstw.
Czasopismo
Rocznik
Tom
Strony
91--108
Opis fizyczny
Biblior. 32 poz., rys., tab.
Twórcy
autor
- Department of Finance, Banking and Accountancy The Faculty of Management Rzeszow University of Technology, Poland
- Department of Finance, Banking and Accountancy The Faculty of Management Rzeszow University of Technology, Poland
autor
- Department of Finance, Banking and Accountancy The Faculty of Management Rzeszow University of Technology, Poland
autor
- Department of Logistic Management, School of Economics and Management, Chongqing Jiaotong University, China
Bibliografia
- 1.Ajah, M. C. and Kot, M. (2023). Risk Optimization of Logistics Processes Using Intralogistics Tools in Poland. Global Journal of Entrepreneurship and Management, 4(2), 1-10.
- 2.Aven, T., Ortwin, R., (2009) ‘On risk defined as an event where the outcome is uncertain’, Journal of Risk Research, 12, 1-11.
- 3.Belas, J., Rahman, A., (2023). Financial management of the company. Are there differences of opinion between owners and managers in the SME segment? Journal of Business Sectors, 1(1), 1-9.
- 4.Belas, J., Kubalek, J., Hlawiczka, R., Bencsik, A. and Metzker, Z., (2024). The impact of selected financial factors on business ethics in the SMEs segment in the V4 countries. Economics and Sociology, 17(2), 173-193.
- 5.Belas, J., Vojtovic, S. and Kljucnikov, A. (2016). Microenterprises and significant risk factors in loan process. Economics & Sociology, Volume 9, Issue 1, pp. 43-59.
- 6.Belinskaja, L., Velickiene, M., (2015). Business risk management: Features and problems in small and medium-sized trading and manufacturing enterprises. European Scientific Journal, 2, 52.
- 7.Cwynar, A., Cwynar, W., Dankiewicz, R., Ostrowska-Dankiewicz, A. and Oratowski, P., (2019). Why do consumers remain financially illiterate? The empirical test of some less investigated reasons. Journal of Eastern European and Central Asian Research, 6(1), 40-55.
- 8.Dankiewicz, R., (2020). Analysis of companies’ bankruptcy in Poland as compared with the cost of protection under trade credit insurance. Journal of International Studies, 13(4), 197-212.
- 9.Dankiewicz, R., Szymańska, A., (2020). Bankruptcy in Polish conditions - an analysis of the scale of the phenomenon over time. Journal of Security and Sustainability Issues, 10(2), 183-197.
- 10.Elkrghli, S. and Almansour, B.Y. (2024). An Empirical Investigation of Risk Management Factors in Private Construction Projects in Benghazi City. Montenegrin Journal of Economics, 20(2), 195-207.
- 11.Fraser, J. R. S., Simkins, B. J., (2016). The challenges of and solutions for implementing enterprise risk management’, Business Horizons, 59(6), 9.
- 12.Gallo, P., Kusnirova, R., Vachal, J., Strakova, J. and Rauser, D. (2023). Application of BSC and EFQM models in small and medium-sized enterprises. Journal of Business Sectors, 1(1), 20-31.
- 13.Gates, S., Nicolas, J. L. and Walker, P. L., (2012). Enterprise risk management: A process for enhanced management and improved performance. Management Accounting Quarterly, 13(3), 36.
- 14.Gorzeń-Mitka, I., (2015). Risk management in small and medium sized enterprises: A gender-sensitive approach. Problems of Management in the 21st Century, 10(2), 85.
- 15.Grondys, K., Ślusarczyk, O., Hussain, H. I. and Androniceanu A., (2021). Risk Assessment of the SME Sector Operations during the COVID-19 Pandemic. International Journal of Environmental Research and Public Health, 18(8), 4183.
- 16.Hudakova, M., Masar, M., Luskova, M. and Patak, M. R. (2018). The Dependence of Perceived Business Risks on the Size of SMEs. Journal of Competitiveness, 10(4), 54- 65.
- 17.Iershova, N.Y., Portna, O.V., Davydov, D., Krivokapic, R., Delibasic, M. (2024). Financial Stability of Small and Medium-Sized Businesses in a Crisis Economy: The Determinants of Management. Montenegrin Journal of Economics, 20(2), 155-168.
- 18.Južnik Rotar, L., Kontošić Pamić, R. and Bojnec, Š., (2019) ‘Contributions of small and medium enterprises to employment in the European Union countries. Economic Research-Ekonomska Istraživanja, 32(1), 3302.
- 19.Krüger, N. A., (2017). Informal Risk Management Practices within SMMEs in the Vaal Region. Master’s dissertation, North West University, Vanderbijlpark, South Africa.
- 20.Le Roux, H., (2016). Development of an Enterprise Risk Management Implementation Model and Assessment Tool. Ph.D. dissertation, North West University, Vanderbijlpark, South Africa.
- 21.Mohammed, H. K., Knapkova, A., (2016) ‘The Impact of Total Risk Management on Company's Performance. Procedia - Social and Behavioral Sciences, 220, 276.
- 22.Muslih, M., (2018). The Benefit of Enterprise Risk Management (ERM) On Firm Performance’, Indonesian Management and Accounting Research, 17(02), 184-185.
- 23.Nowakowska-Grunt, J., Kowalczyk, A., Wojtaszek, H., (2018). Prospects for development of the SME sector in Poland in the, field of government's policy towards small and medium-sized enterprises. World Scientific News, 103, 235.
- 24.OECD., (2017) Enhancing the Contributions of SMEs in a Global and Digitalised Economy, p. 6.
- 25.Oláh, J., Virglerova, Z., Popp, J., Kliestikova, J. and Kovács, S., (2019). The assessment of non-financial risk sources of SMES in the V4 countries and Serbia. Sustainability, 11(17), 4806.
- 26.Rustiarini, N.W., Anggraini, N.P.N. and Dewi, N.P.S. (2023). Does Risk Management and Intellectual Capital Improving SME's Performance during Covid-19 Outbreak?. Montenegrin Journal of Economics, 19(3), 149-159.
- 27.Šebestová, J., Sroka, W., (2020). Sustainable development goals and SME decisions: The Czech Republic vs. Poland. Journal of Eastern European and Central Asian Research, 7, 39-50.
- 28.Sifumba, C. M., Mothibi, K. B., Ezeonwuka, A., Qeke, S. and Matsoso, M. L., (2017). The risk management practices in the manufacturing SMEs in Cape Town. Problems and Perspectives in Management, 15(2), 400.
- 29.Smith, Y., Watkins, J., (2012). A literature review of small and medium enterprises (SME) risk management practices in South Africa. African Journal of Business Management, 6, 6324-6330.
- 30.Szczepańska-Woszczyna, K., Vysochyna, A., and Kwilinski, A. (2024). Public Health Efficiency and Country Competitiveness: Empirical Study in Pre-Pandemic and Pandemic Periods. Forum Scientiae Oeconomia 12(1), 151-166.
- 31.Yang, S., Ishtiaq, M. and Anwar, M., (2018). Enterprise Risk Management Practices and Firm Performance, the Mediating Role of Competitive Advantage and the Moderating Role of Financial Literacy. Journal of Risk and Financial Management, 11(3), 14.
- 32.Zegunis, M., Balezentis, T., (2024). Production risk in the crop farming of the Baltic States, Poland, and Germany. Journal of International Studies, 17(2), 118-131.
Uwagi
Opracowanie rekordu ze środków MNiSW, umowa nr POPUL/SP/0154/2024/02 w ramach programu "Społeczna odpowiedzialność nauki II" - moduł: Popularyzacja nauki (2025).
Typ dokumentu
Bibliografia
Identyfikator YADDA
bwmeta1.element.baztech-da4b7158-a69c-40c5-b30c-34cf01aa5112
JavaScript jest wyłączony w Twojej przeglądarce internetowej. Włącz go, a następnie odśwież stronę, aby móc w pełni z niej korzystać.