A study of household investment behavior in Slovakia due to the Covid-19 pandemic

• Autorzy: Katrencik Ivan , Zatrochova Monika

Identyfikatory

DOI

10.29119/1641-3466.2022.160.20

• Języki publikacji: EN

Abstrakty

EN

Purpose: This article is written due to the need to study the investment behavior of households in Slovakia and changes in the investment behavior of households due to the COVID-19 pandemic. Design/methodology/approach: The main methods used in the article are analysis, comparison, and synthesis. These methods were used in the researched issue of investment behavior. The main document from which the data were obtained was The Slovak survey of the financial situation and household consumption as a part of the European Household Finance and Consumption Survey (HFCS) published by National Bank of Slovakia with cooperation of European Central Bank. These surveys were published in 2010, 2014 and 2017. By mutual comparison of these surveys and subsequent analysis, we can observe changes in the investment behavior of households in recent years. The analyzes were partially supplemented by various studies from the last year as well as partial outputs of the European Household Finance and Consumption Survey, which was researched in 2021, but at the time of writing this article had not yet been published. Findings: The results of the research presented clearly indicate a changing trend in the behavior of household investments. Strongly conservative households are gradually beginning to trust investment in mutual funds, bonds, and shares, and the share of funds deposited in deposits is gradually declining and is approaching the European average. Investment in real estate remains the most popular investment in Slovakia. These are often the main real estate used by households for housing or investment properties. Originality/value: The article presents interesting findings in the area of investment behavior of households in Slovakia and points to the upcoming change in investment behavior. The results of the research will help to set and update the content of subjects dealing with financial literacy and investing at a technically oriented university.

Słowa kluczowe

EN

investment; household; COVID-19

PL

inwestycja; gospodarstwo domowe; COVID-19

• Wydawca: Wydawnictwo Politechniki Śląskiej
• Czasopismo: Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska
• Rocznik: 2022
• Tom: z. 160
• Strony: 301--313
• Opis fizyczny: Bibliogr. 17 poz.

Twórcy

autor

Katrencik Ivan

• Slovak University of Technology in Bratislava, Institute of Management, Bratislava, Slovakia

• https://orcid.org/0000-0002-0313-6806

autor

Zatrochova Monika

• Slovak University of Technology in Bratislava, Institute of Management, Bratislava, Slovakia

• https://orcid.org/0000-0002-7198-0988

Bibliografia

• 1. Cupák, A., Strachtová, A. (2015). Výsledky Druhej Vlny HFCS. Príležitostná Štúdia NBS. Národná Banka Slovenska.
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• 5. Horňák, M. (2021). Viac než polovica ľudí pocítila negatívny vplyv pandémie na ich financie. Slovenská sporiteľňa. Retrieved from https://cdn0.erstegroup.com/content/dam/sk/slsp/www_slsp_sk/documents/footer-pdfs/kratke-spravy/20211201-kratka-sprava 19 vplyv-covidu-na-financie-a-zvyky.pdf.
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• 7. Kucserová, J., Strachotová, A. (2019). Výsledky Tretej Vlny Zisťovania o Financiách a Spotrebe Domácností (HFCS). Národná Banka Slovenska. Retrieved from http://www.nbs.sk/_img/Documents/PUBLIK/OP_1_2019_Jurasekova_Strachotova_Vysledky_tretej_vlny_HFCS.pdf.
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• 12. Pravda (2021). Rastie u nás nová generácia investorov. V kurze je zelené investovanie. https://ekonomika.pravda.sk/ludia/clanok/583741-rastie-u-nas-nova-generacia-investorov- v-kurze-je-zelene-investovanie/, 18.05.2022.
• 13. Senaj, M., Zavadil, T. (2012). Výsledky Prieskumu Finančnej Situácie Slovenských Domácností, Príležitostná Štúdia. Národná Banka Slovenska.
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Uwagi

PL

Opracowanie rekordu ze środków MEiN, umowa nr SONP/SP/546092/2022 w ramach programu "Społeczna odpowiedzialność nauki" - moduł: Popularyzacja nauki i promocja sportu (2022-2023).