Procedure of business entity creditworthiness assessment

• Autorzy: Łubniewski R. , Kłysz A.
• Języki publikacji: EN

Abstrakty

EN

The role and importance of the information-decision system for business entity creditworthiness assessment and credit risk minimization are described. An idea for a database and an algorithm for the creditworthiness assessment procedure, aimed at making the credit risk management system more efficient, are put forward.

Słowa kluczowe

EN

credit risk; creditworthiness

PL

zdolność kredytowa; oszacowanie; ryzyko kredytowe

• Wydawca: Oficyna Wydawnicza Politechniki Wrocławskiej
• Czasopismo: Systems : journal of transdisciplinary systems science
• Rocznik: 2005
• Tom: Vol. 10, nr 2
• Strony: 104--112
• Opis fizyczny: bibliogr. 7 poz.

Twórcy

autor

Łubniewski R.

• Wroclaw University of Technology, Wybrzeże Wyspiańskiego 27, 50-372 Wrocław

autor

Kłysz A.

• Wroclaw University of Technology, Wybrzeże Wyspiańskiego 27, 50-372 Wrocław

Bibliografia

• [1] GOSPODAROWICZ A., MOŻARYN H., Credit risk Identification and assessment (in Polish), Wyd. Akademii Ekonomicznej im. Oskara Langego we Wrocławiu, Wrocław, 1998.
• [2] The Bank's instructions concerning lending actvities, binding on the Bank`s headquarters and branches, Chapter 1 - The principles, conditions and procedure of granting loans for business activity and agricultural activity (in Polish), 15.01.2003..
• [3] Modern Bank (in Polish), edit. JAWORSKI W.L., Wyd. Poitext, Warsaw, 2002.
• [4] KŁYSZ A., Selected prospective borrower creditworthiness analysis methods used by banks - on the basis of the Cooperative Bank (in Polish), M.A. thesis, Wrocław University of Technology,
• [5] MATUSZYK A.,- Credit scoring method of credit risk management (in Polish), Wyd. CeDuWu Warsaw, 2004
• [6] The creditworthiness assessment methodology used in the Bank (in Polish), 19.06.2002.
• [7] WIATR M.S., Commercial banking. Directions in the change of the Polish system of credit risk assessment – an evaluation attempt (in Polish), „Bank i Kredyt" 2004 no. 1.