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Insurance in mitigating the financial consequences of natural disasters

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Warianty tytułu
PL
Ubezpieczenia w łagodzeniu finansowych skutków katastrof naturalnych
Języki publikacji
EN
Abstrakty
EN
The objective of the article is to delineate the role of insurance in alleviating the financial ramifications of natural disasters. To achieve this objective, two research questions were formulated: 1) What are the magnitude and economic implications of natural disasters? 2) How does disaster insurance contribute to the process of asset reconstruction? In preparing the article, the authors conducted a review of literature pertaining to the subject matter and analysed secondary data sourced from reports and publications of international institutions and organisations involved in addressing the financial impact of natural disasters. Limitations of the conducted research include variations in the scale and impact of disasters across different countries, leading to a lack of uniform legal frameworks regarding the utilisation of insurance in mitigating the financial fallout of natural disasters.
PL
Głównym celem artykułu jest wskazanie na rolę ubezpieczeń w łagodzeniu finansowych skutków katastrof naturalnych. Aby zrealizować cel postawiono dwa pytania badawcze: 1) Jaka jest skala i konsekwencje dla gospodarki katastrof naturalnych? 2) Jaka jest rola ubezpieczeń od klęsk żywiołowych w procesie odtworzenia majątku? Przygotowując artykuł, Autorzy wykorzystali analizę literatury przedmiotu, analizę danych wtórnych zamieszczonych w raportach i publikacjach międzynarodowych instytucji i organizacji zajmujących się problematyką łagodzenia finansowych skutków katastrof naturalnych. W ramach ograniczeń przeprowadzonych badań należy wskazać na skalę i oddziaływanie klęsk w zależności od kraju, co wpływa na brak jednorodnych rozwiązań prawnych w aspekcie zastosowania ubezpieczeń w łagodzeniu skutków finansowych katastrof naturalnych.
Rocznik
Tom
Strony
art. no. 769
Opis fizyczny
Bibliogr. 49 poz., tab., wykr.
Twórcy
  • University of Szczecin, Faculty of Economics, Finance and Management, Mickiewicza Street 64, 71-101 Szczecin, Poland
autor
  • University of Szczecin, Faculty of Economics, Finance and Management, Mickiewicza Street 64, 71-101 Szczecin, Poland
  • Nicolaus Copernicus University in Toruń, Faculty of Economic Sciences and Management
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Typ dokumentu
Bibliografia
Identyfikator YADDA
bwmeta1.element.baztech-a681a4e3-1478-49bf-96bf-49712212a49a
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