Impacts of Diversification on Operational Efficiency of Vietnam Commercial Bank

• Autorzy: Anh Tran Thi Lan

Identyfikatory

DOI

10.15439/2021KM88

• Języki publikacji: EN

Abstrakty

EN

This research has focused on the assessment the impacts business diversification can have on the operational efficiency of commercial banks on the basis of regression of array data of 24 Vietnamese commercial banks in the period 2010 - 2020. The findings signify the important benefits of diversification in banking. By diversifying business activities, it is possible for banks to assert their position in the market, improve competitiveness, and thereby have many opportunities to find new incomes from non-traditional activities. Diversification is also a way for banks to limit risks and improve operational efficiency. This is reflected in the fact that the diversification index has positive influences on the bank’s operating efficiency both before and after risk adjustment. On the basis of research results, the author gives some policy implications.

Słowa kluczowe

EN

diversification; operational efficiency; commercial banks

PL

dywersyfikacja; efektywność operacyjna; banki komercyjne

• Wydawca: Polskie Towarzystwo Informatyczne
• Czasopismo: Annals of Computer Science and Information Systems
• Rocznik: 2021
• Tom: Vol. 28
• Strony: 55--61
• Opis fizyczny: Bibliogr. 20 poz., tab.

Twórcy

autor

Anh Tran Thi Lan

• Faculty of Business Administration Hanoi University of Industry, No.298, Cau Dien Street, Bac Tu Liem District, Hanoi, Viet Nam

Bibliografia

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Uwagi

1. Preface

2. Session: International Conference on Research in Management and Technovation