Tytuł artykułu
Treść / Zawartość
Pełne teksty:
Identyfikatory
Warianty tytułu
Rola FinTechów w osiąganiu celów zrównoważonego rozwoju – systemowy przegląd badań naukowych
Języki publikacji
Abstrakty
The paper aims to review FinTechs' landscape in the context of their impact on countries' sustainable development reflected by SDG goals. The systematic literature review (SLR) applied the PRISMA methodology. It proved the worldwide systematically increasing scientific interest in surveying FinTechs and their contribution to SDGs' achievement. This trend has not yet been observed in Europe. Only a few papers directly refer to the relationship between FinTechs' and SDGs' achievement in European countries. Most of the research is qualitative. The topics range from conceptual framework to specific accomplishments of FinTech projects undertaken mainly by governments. They mostly refer to poverty alleviation through financial inclusion. The results of the systematic review of scientific research have shed light on the existing academic literature embracing both FinTech and SDGs issues, explored emerging trends in current research, and identified the main areas for further investigation.
Artykuł ma na celu dokonanie przeglądu badań naukowych dotyczących FinTechów prowadzonych z perspektywy ich wpływu na zrównoważony rozwój krajów odzwierciedlony w celach SDG. W systemowym przeglądzie literatury (SLR) zastosowano metodologię PRISMA. Przeprowadzona analiza potwierdziła, że na świecie systematycznie rośnie zainteresowanie badaniem wkładu FinTechów w realizację celów zrównoważonego rozwoju. Tendencji tej nie zaobserwowano dotychczas w Europie. Tylko kilka artykułów odnosi się bezpośrednio do związku pomiędzy działaniami firm sektora FinTechs na rynku europejskim, a realizacja celów SDGs. Większość badań dotyczących tych zagadnień ma charakter jakościowy. Ich tematyka obejmuje zarówno ramy koncepcyjne badań, jaki i omówienia konkretnych projektów realizowanych przez FinTechy i podejmowanych zazwyczaj przez rządy. Odnoszą się one głównie do ograniczania ubóstwa poprzez włączenie finansowe. Wyniki systemowego przeglądu badań naukowych rzuciły zawierają rzetelną analizę literatury przedmiotu w badanym zakresie, omawiają trendy pojawiające się w bieżących badaniach oraz identyfikują główne obszary dalszych badań.
Czasopismo
Rocznik
Tom
Strony
art. no. 835
Opis fizyczny
Bibliogr. 80 poz., rys., tab., wykr.
Twórcy
autor
- University of Economics in Katowice, 1 Maja Street 50, 40-527 Katowice, Poland
autor
- Trier University of Applied Sciences, Umwelt-Campus Birkenfeld
Bibliografia
- Alfiani, T., & Akbar, N. (2020). Exploring Strategies to Enhance Zakat's Role to Support Sustainable Development Goals (SDGs). Proceedings of the International Conference of Zakat, 295-310. https://doi.org/10.37706/iconz.2020.226
- Ali, A., Ramakrishnan, S., Faisal, F., Akram, T., Salam, S., & Rahman, S. U. (2022). Bibliometric analysis of finance and natural resources: Past trend, current development, and future prospects. Environment, Development and Sustainability, 25, 13035-13064. https://doi.org/10.1007/s10668-022-02602-1
- Alshater, M. M., Saba, I., Supriani, I., & Rabbani, M. R. (2022). Fintech in Islamic finance literature: A review. Heliyon, 8(9), e10385. https://doi.org/10.1016/j.heliyon.2022.e10385
- Appiah-Otoo, I., & Song, N. (2021). The Impact of Fintech on Poverty Reduction: Evidence from China. Sustainability, 13(9), 5225. https://doi.org/10.3390/su13095225
- Arner, D. W., Barberis, J. N., & Buckley, R. (2015). The Evolution of Fintech: A New Post-Crisis Paradigm? SSRN Electronic Journal, 47(4), 1271-1319. https://doi.org/10.2139/ssrn.2676553
- Arner, D. W., Buckley, R. P., Zetzsche, D. A., & Veidt, R. (2020). Sustainability, FinTech and Financial Inclusion. European Business Organization Law Review, 21(1), 7-35. https://doi.org/10.1007/s40804-020-00183-y
- Baker, L. (2023). New frontiers of electricity capital: Energy access in sub-Saharan Africa. New Political Economy, 28(2), 206-222. https://doi.org/10.1080/13563467.2022.2084524
- Bărbulescu, O., Tecău, A. S., Munteanu, D., & Constantin, C. P. (2021). Innovation of Startups, the Key to Unlocking Post-Crisis Sustainable Growth in Romanian Entrepreneurial Ecosystem. Sustainability, 13(2), 671. https://doi.org/10.3390/su13020671
- Birkle, C., Pendlebury, D. A., Schnell, J., & Adams, J. (2020). Web of Science as a data source for research on scientific and scholarly activity. Quantitative Science Studies, 1(1), 363-376. https://doi.org/10.1162/qss_a_00018
- Bittini, J. S., Rambaud, S. C., Pascual, J. L., & Moro-Visconti, R. (2022). Business Models and Sustainability Plans in the FinTech, InsurTech, and PropTech Industry: Evidence from Spain. Sustainability, 14(19), 12088. https://doi.org/10.3390/su141912088
- Cao, V. H., & Nguyen, M. H. (2023). Financial Technology: Implementation Experience in Some Countries and Policy Implications. Tập San Khoa Học và Kỹ Thuật Trường Đại Học Bình Dương, 5(4). https://doi.org/10.56097/binhduonguniversityjournalofscienceandtechnology.v5i4.76
- Christensen, C. M. A. (2016). The innovator’s dilemma: When new technologies cause great firms to fail / Clayton M. Christensen. Boston: Harvard Business Review Press.
- Chu, Y., Ye, S., Li, H., Strauss, J., & Zhao, C. (2023). Can Digitalization Foster Sustainable Financial Inclusion? Opportunities for Both Banks and Vulnerable Groups. Sustainability, 15(8), 6727. https://doi.org/10.3390/su15086727
- Chueca Vergara, C., & Ferruz Agudo, L. (2021). Fintech and Sustainability: Do They Affect Each Other? Sustainability, 13(13), 7012. https://doi.org/10.3390/su13137012
- Clark, R., Reed, J., & Sunderland, T. (2018). Bridging funding gaps for climate and sustainable development: Pitfalls, progress and potential of private finance. Land Use Policy, 71, 335-346. https://doi.org/10.1016/j.landusepol.2017.12.013
- Das, S. R. (2018). The Future of FinTech. Financial Management, 48(4), 981-1007. https://doi.org/10.1111/fima.12297
- Dimity, S., Stahlschmidt, S., & Hinze, S. (2020). Performance and structures of the German science system 2020. http://hdl.handle.net/10419/214723
- Dimler, N., Joachin, P., & Karcher, B. (2018). Unternehmensfinanzierung im Mittelstand: Lösungsansätze für eine maßgeschneiderte Finanzierung. Wiesbaden: Springer Gabler. (in German).
- Dziatkovskii, A., Hryneuski, U., Krylova, A., & Loy, A. C. M. (2022). Chronological Progress of Blockchain in Science, Technology, Engineering and Math (STEM): A Systematic Analysis for Emerging Future Directions. Sustainability, 14(19), 12074. https://doi.org/10.3390/su141912074
- EY. (2019). Global FinTech Adoption Index 2019. https://www.ey.com/Publication/vwLUAssets/ey-fintech-adoption-index-2017/$FILE/ey-fintech-adoption-index-2017.pdf
- Ferrata, L. (2019). Digital financial inclusion – an engine for “leaving no one behind. Public Sector Economics, 43(4), 445-458. https://doi.org/10.3326/pse.43.4.6
- Franco-Riquelme, J. N., & Rubalcaba, L. (2021). Innovation and SDGs through Social Media Analysis: Messages from FinTech Firms. Journal of Open Innovation: Technology, Market, and Complexity, 7(3), 165. https://doi.org/10.3390/joitmc7030165
- FSB. (2017). Financial Stability Implications from FinTech Supervisory and Regulatory Issues that Merit Authorities’ Attention. http://www.fsb.org/wp-content/uploads/R270617.pdf
- Gálvez-Sánchez, F. J., Lara-Rubio, J., Verdú-Jóver, A. J., & Meseguer-Sánchez, V. (2021). Research Advances on Financial Inclusion: A Bibliometric Analysis. Sustainability, 13(6), 3156. https://doi.org/10.3390/su13063156
- Gigauri, I. (2022). The Promise of Financial Inclusion for Developing Economies. The International Journal of Management Science and Business Administration, 8(6), 7-20. https://doi.org/10.18775/ijmsba.1849-5664-5419.2014.86.1001
- Glavanits, J. (2020). Sustainable Public Spending Through Blockchain. European Journal of Sustainable Development, 9(4), 317. https://doi.org/10.14207/ejsd.2020.v9n4p317
- Glavina, S., Aidrus, I., & Trusova, A. (2021). Assessment of the Competitiveness of Islamic Fintech Implementation: A Composite Indicator for Cross-Country Analysis. Journal of Risk and Financial Management, 14(12), 602. https://doi.org/10.3390/jrfm14120602
- Goetz, M. R. (2018). Competition and bank stability. Journal of Financial Intermediation, 35, 57-69. https://doi.org/10.1016/j.jfi.2017.06.001
- Gromek, M. (2018). An overview of the FinTech sector in the greater Stockholm region. Version 2.0. https://www.hhs.se/contentassets/88eee8ea2b664a58bc652cb84aadded3/stockholmfintechreport2018v2.3.pdf
- Gupta, N., & Soni, G. (2021). A Decision-Making Framework for Sustainable Supply Chain Finance in Post-COVID Era. International Journal of Global Business Competition, 16(S1), 29-38. https://doi.org/10.1007/s42943-021-00028-6
- Harahap, B., Risfandy, T., & Futri, I. N. (2023). Islamic Law, Islamic Finance, and Sustainable Development Goals: A Systematic Literature Review. Sustainability, 15(8), 6626. https://doi.org/10.3390/su15086626
- Harzing, A. W. (2019). Two new kids on the block: How do Crossref and Dimensions compare with Google Scholar, Microsoft Academic, Scopus and the Web of Science? Scientometrics, 120, 341-349. https://doi.org/10.1007/s11192-019-03114-y
- Hinson, R., Lensink, R., & Mueller, A. (2019). Transforming agribusiness in developing countries: SDGs and the role of FinTech. Current Opinion in Environmental Sustainability, 41, 1-9. https://doi.org/10.1016/j.cosust.2019.07.002
- Hornuf, L., Klus, M. F., Lohwasser, T. S., & Schwienbacher, A. (2021). How do banks interact with fintech start-ups? Small Business Economics, 57(3), 1505-1526. https://doi.org/10.1007/s11187-020-00359-3
- Jiang, S., Jakobsen, K., Bueie, J., Li, J., & Haro, P. H. (2022). A Tertiary Review on Blockchain and Sustainability With Focus on Sustainable Development Goals. IEEE Access, 10, 114975-115006. https://doi.org/10.1109/ACCESS.2022.3217683
- Jourdan, Z., Corley, J. K., Valentine, R., & Tran, A. M. (2023). Fintech: A content analysis of the finance and information systems literature. Electronic Markets, 33, 2. https://doi.org/10.1007/s12525-023-00624-9
- Kerényi, Á., & Molnár, J. (2017). The Impact of the Fintech Phenomenon-Radical Change Occurs in the Financial Sector? Financial and Economic Review, 16(3), 32-50. http://doi.org/10.25201/FER.16.3.3250
- Kokoreva, T. V. (2022). Service quality management of bank financing based on CSR in the digital economy in the interests of sustainable development. International Journal for Quality Research, 16(3), 717-732. https://doi.org/10.24874/IJQR16.03-04
- KPMG. (2018). The Pulse of Fintech 2018. https://assets.kpmg/content/dam/kpmg/xx/pdf/2018/07/h1-2018-pulse-of-fintech.pdf
- Kurnoga, N., Šimurina, N., & Fučkan, F. (2022). Performance Differences between ESG Indices and Conventional Market Indices: a Multivariate Analysis of Indices. Zagreb International Review of Economics & Business, 25(S1), 85-103. https://doi.org/10.2478/zireb-2022-0026
- Le, T. T., Dang, N. D. L., Nguyen, T. D. T., Vu, T. S., & Tran, M. D. (2019). Determinants of Financial Inclusion: Comparative Study of Asian Countries. Asian Economic and Financial Review, 9(10), 1107-1123. https://doi.org/10.18488/journal.aefr.2019.910.1107.1123
- Li, Y. Q., Spigt, R., & Swinkels, L. (2017). The impact of fintech start-ups on incumbent retail banks’ share prices. Financial Innovation, 3(1), 26. https://doi.org/10.1186/s40854-017-0076-7
- Liu, H., Yao, P., Latif, S., Aslam, S., & Iqbal, N. (2022). Impact of Green financing, FinTech, and financial inclusion on energy efficiency. Environmental Science and Pollution Research International, 29(13), 18955-18966. https://doi.org/10.1007/s11356-021-16949-x
- Lopukhin, A. V., Plaksenkov, E. A., & Silvestrov, S. N. (2022). Fintech as Accelerating Factor of Inclusive, Sustainable Development. The World of New Economy, 16(1), 28-44. https://doi.org/10.26794/2220-6469-2022-16-1-28-44 (in Russian).
- Mahesh, K. M., Aithal, P. S., & Sharma, K. R. S. (2023). Government initiatives and digital Innovation for Atma Nirbhar MSMEs/SMEs: To Achieve Sustainable and Inclusive Economic Growth. International Journal of Management, Technology and Social Sciences, 8(1), 68-82. https://doi.org/10.47992/ijmts.2581.6012.0256
- Mhlanga, D. (2022). The role of financial inclusion and FinTech in addressing climate-related challenges in the industry 4.0: Lessons for sustainable development goals. Frontiers in Climate, 4. https://doi.org/10.3389/fclim.2022.949178
- Michael, B. (2020). The FinTech Dividend: How Much Money Is FinTech Likely to Mobilise for Sustainable Development? Global Policy, 12(5). https://doi.org/10.2139/ssrn.3589224
- Michael, B., & Latkovska, T. (2021). The FinTech Dividend: How Much Money Is FinTech Likely to Mobilise for Sustainable Development? Global Policy, 12(5), 677-688. https://doi.org/10.1111/1758-5899.12994
- Mufaidah, M. (2022). The Impact of Financial Inclusion and Islamic Fintech on the Challenges of the SDGs (Sustainable Development Goals). Budapest International Research and Critics Institute, 5(1). https://doi.org/10.33258/birci.v5i1.4170
- Murshed, M., Ahmed, R., Al-Tal, R. M., Kumpamool, C., Vetchagool, W., & Avarado, R. (2023). Determinants of financial inclusion in South Asia: The moderating and mediating roles of internal conflict settlement. Research in International Business and Finance, 64, 101880. https://doi.org/10.1016/j.ribaf.2023.101880
- Orduña-Malea, E., & Delgado-López-Cózar, E. (2018). Dimensions: re-discovering the ecosystem of scientific information. El Profesional de la Información, 27(2), 420-431. https://doi.org/10.3145/epi.2018.mar.21
- Othman, Y. H., Sheh Yusuff, M. S., & Khaled Moawad, A. M. (2021). Analysing Zakat as a Social Finance Instrument to Help Achieve the Sustainable Development Goals in Kedah. Studies of Applied Economics, 39(10). https://doi.org/10.25115/eea.v39i10.5346
- Ozili, P. K. (2023). Digital finance research and developments around the world: A literature review. International Journal of Business Forecasting and Marketing Intelligence, 8(1), 35. https://doi.org/10.1504/ijbfmi.2023.127698
- Pandey, A., Kiran, R., & Sharma, R. K. (2022). Investigating the Impact of Financial Inclusion Drivers, Financial Literacy and Financial Initiatives in Fostering Sustainable Growth in North India. Sustainability, 14(17), 11061. https://doi.org/10.3390/su141711061
- Pauliukevičienė, G., & Stankevičienė, J. (2021). Assessing statistical link between FinTech PEST environment and achievement of SDGs. Public and Municipal Finance, 10(1), 47-66. http://dx.doi.org/10.21511/pmf.10(1).2021.05
- Pauliukevičienė, G., & Stankevičienė, J. (2022). Assessment of the impact of sustainable development goals indicators on the sustainable development of fintech industry. Proceedings of the 12th International Scientific Conference Business and Management 2022, Vilnius, Lithuania, 290-298. https://doi.org/10.3846/bm.2022.759
- Prakash, N., & Sethi, M. (2020). Leveraging Fintech for Sustainable Development in Emerging Economies – A Policy Perspective. International Journal of Innovative Technology and Exploring Engineering, 9(3S), 421-426. https://doi.org/10.35940/ijitee.c1090.0193s20
- Qin, X., Wu, H., & Li, R. (2022). Digital finance and household carbon emissions in China. China Economic Review, 76, 101872. https://doi.org/10.1016/j.chieco.2022.101872
- Rafiuddin, A., Gaytan, J. C. T., Mohnot, R., Sisodia, G. S., & Ahmed, G. (2023). Growth evaluation of fintech connectedness with innovative thematic indices – An evidence through wavelet analysis. Journal of Open Innovation: Technology, Market, and Complexity, 9(2), 100023. https://doi.org/10.1016/j.joitmc.2023.100023
- Razletovskaia, V. (2020). International Coordination and National Institutional Facilitating Mechanisms for Financial Technology Development, for the Sustainable Development Support. E3S Web of Conferences, 208, 03041. https://doi.org/10.1051/e3sconf/202020803041
- Richard, O., Lebarbé, M., Uriot, J., Trosseille, X., Petit, P., Wang, Z. J., & Lee, E. (2021). THOR-05F Response in Sled Tests Inducing Submarining and Comparison with PMHS Response Corridors. Stapp Car Crash Journal, 65, 91-138. https://doi.org/10.4271/2021-22-0005
- Rizzello, A., & Kabli, A. (2020). Social Finance and Sustainable Development Goals: A Literature Synthesis, Current Approaches and Research Agenda. ACRN Journal of Finance and Risk Perspectives, 9, 120-136. https://doi.org/10.35944/jofrp.2020.9.1.010
- Samsø Fibæk, C., Laufer, H., Keßler, C., & Jokar Arsanjani, J. (2021). Geodata-driven approaches to financial inclusion – Addressing the challenge of proximity. International Journal of Applied Earth Observation and Geoinformation, 99, 102325. https://doi.org/10.1016/j.jag.2021.102325
- Schueffel, P. (2016). Taming the Beast: A Scientific Definition of Fintech. SSRN Eletronic Journal, 4(4), 32-54. https://doi.org/10.2139/ssrn.3097312
- Siemionek-Ruskań, M., Lepczyński, B., & Fanea-Ivanovici, M. (2022). A Comparative Analysis of Green Finance Awareness in Poland and Romania. Journal of Environmental Management and Tourism, XIII(7(63)), 1825-1834. https://doi.org/10.14505/jemt.v13.7(63).02
- Stamegna, C., & Karakas, C. (2019). Fintech (financial technology) and the European Union. State of Play and Outlook. https://www.fintech2019.eu/wp-content/uploads/2019/03/EPRS_BRI2019635513_EN.pdf
- Sun, C., & Zhang, Y. (2023). Banking sectors and carbon neutrality goals: Mediating concern of financial inclusion. Environmental Science and Pollution Research International, 30(23), 64637-64650. https://doi.org/10.1007/s11356-023-26302-z
- Susilowati, E., Joseph, C., Vendy, V., & Yuhertiana, I. (2022). Advancing SDG No 16 via Corporate Governance Disclosure: Evidence from Indonesian and Malaysian Fintech Companies’ Websites. Sustainability, 14(21), 13869. https://doi.org/10.3390/su142113869
- Syamsu, N., Sofyan, S., Aisya, S., & Muthmainnah, M. D. (2023). Integration of Using Fintech and Social Media for The Business Sustainability in Pesantren. Ekonomika Syariah: Journal of Economic Studies, 6(2), 167. https://doi.org/10.30983/es.v6i2.6024
- Tay, L.-Y., Tai, H.-T., & Tan, G.-S. (2022). Digital financial inclusion: A gateway to sustainable development. Heliyon, 8(6), e09766. https://doi.org/10.1016/j.heliyon.2022.e09766
- Thathsarani, U. S., Wei, J., & Samaraweera, G. (2021). Financial Inclusion’s Role in Economic Growth and Human Capital in South Asia: An Econometric Approach. Sustainability, 13(8), 4303. https://doi.org/10.3390/su13084303
- Thelwall, M. (2018). Dimensions: A competitor to Scopus and the Web of Science? Journal of Informetrics, 12(2), 430-435. https://doi.org/10.1016/j.joi.2018.03.006
- Trimulato, T. (2022). The Role of Sharia Non-Bank Financial Institutions To Support SDGS Program. Al-Arbah: Journal of Islamic Finance and Banking, 4(1), 79-106. https://doi.org/10.21580/al-arbah.2022.4.1.14668
- Trimulato, T., Nafis, M. C., & Amalia, E. (2022). The Role Sharia Fintech Support Sustainable Development Goals Program (SDGs). Journal Ilmiah Ekonomi Islam, 8(1), 251-259. https://doi.org/10.29040/jiei.v8i1.3911
- Úbeda, F., Forcadell, F. J., Aracil, E., & Mendez, A. (2022). How sustainable banking fosters the SDG 10 in weak institutional environments. Journal of Business Research, 146, 277-287. https://doi.org/10.1016/j.jbusres.2022.03.065
- UN. (2015). Resolution adopted by the General Assembly on 27 July 2015. https://unctad.org/system/files/official-document/ares69d313_en.pdf
- Visser, M., van Eck, N., & Waltman, L. (2021). Large-scale comparison of bibliographic data sources: Scopus, Web of Science, Dimensions, Crossref, and Microsoft Academic. Quantitative Science Studies, 2(1), 20-41. https://doi.org/10.1162/qss_a_00112
- World Economic Forum. (2017). Beyond Fintech: A Pragmatic Assessment of Disruptive Potential in Financial Services. Part of the Future of Financial Services. http://www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf
- Zheng, G.-W., Siddik, A. B., Masukujjaman, M., & Fatema, N. (2021). Factors Affecting the Sustainability Performance of Financial Institutions in Bangladesh: The Role of Green Finance. Sustainability, 13(18), 10165. https://doi.org/10.3390/su131810165
- Zhou, Y., Chen, Z., & Chen, K. Z. (2023). Building Climate-Resilient Food Systems in East and South-East Asia: Vulnerabilities, Responses and Financing. Frontiers of Agricultural Science and Engineering, 10(1), 16-30. https://doi.org/10.15302/J-FASE-2023492
Typ dokumentu
Bibliografia
Identyfikator YADDA
bwmeta1.element.baztech-41e6160b-c575-4016-8279-defb8806f393