Brand value sources in banking industry: evidence for marketing communication across generational cohorts

• Autorzy: Gajanova Lubica , Nadanyiova Margareta , Majerova Jana , Aljarah Ahmad

Identyfikatory

DOI

10.17512/pjms.2021.23.1.10

Warianty tytułu

PL

Źródła wartości marki w branży bankowej: dowody komunikacji marketingowej w koorcie pokoleniowej

• Języki publikacji: EN

Abstrakty

EN

Bank sector is traditionally one of the most conservatives. It follows from the character of provided services and the need of accent on stability in both perspectives – external as well as internal. However, current situation has created platform for the incorporation of significant changes into the classic managerial patterns which have been applied so far. The concept of the generational stratification has been already highlighted slightly. On the other hand, current pandemic situation has affected previously formulated theory and the good practice experience. Thus, the main aim of the article is to identify differences in perception of brand value sources by consumers of bank services between generational cohorts and to discuss prospective managerial implications for brand building in hypercompetitive banking industry. The important source for secondary data was scientific researches, statistical databases, published professional publications. In order to found out the difference in perception of brand value sources by consumers of bank services in the Slovak Republic, a questionnaire survey was conducted, which was carried out on a statistical sample of 2000 respondents older than 15 years and was implemented by the CAWI method. The data from questionnaire survey have been in accordance with contemporary trends in managerial analytics analyzed via factor analysis. Based on the results of the analysis, it is obvious that the examination of brand value sources of bank service consumers within the individual generations has shown a difference in the perception of the importance of the detected sources. This fact can have a significant application in practice, especially for brand building in hypercompetitive banking industry focused on target segments based on their perception of brand value sources.

PL

Sektor bankowy jest tradycyjnie jednym z najbardziej konserwatystów. Wynika to z charakteru świadczonych usług oraz potrzeby położenia nacisku na stabilność w obu perspektywach - zewnętrznej i wewnętrznej. Obecna sytuacja stworzyła jednak platformę do wkomponowania istotnych zmian w dotychczas stosowane klasyczne wzorce zarządzania. Pojęcie rozwarstwienia pokoleniowego zostało już nieco podkreślone. Z drugiej strony, obecna sytuacja pandemiczna wpłynęła na wcześniej sformułowaną teorię i dobre praktyki. Dlatego głównym celem artykułu jest identyfikacja różnic w postrzeganiu źródeł wartości marki przez konsumentów usług bankowych pomiędzy kohortami pokoleniowymi oraz omówienie potencjalnych implikacji menedżerskich dla budowania marki w hiperkonkurencyjnej branży bankowej. Ważnym źródłem danych wtórnych były badania naukowe, bazy statystyczne, publikowane publikacje fachowe. W celu ustalenia różnicy w postrzeganiu źródeł wartości marki przez konsumentów usług bankowych w Republice Słowackiej przeprowadzono badanie ankietowe, które zostało przeprowadzone na statystycznej próbie 2000 respondentów w wieku powyżej 15 lat i zostało wdrożone przez CAWI metoda. Dane z badania ankietowego są zgodne ze współczesnymi trendami analityki menedżerskiej analizowanymi za pomocą analizy czynnikowej. Na podstawie wyników analizy widać, że badanie źródeł wartości marki konsumentów usług bankowych w obrębie poszczególnych pokoleń wykazało różnicę w postrzeganiu ważności wykrytych źródeł. Fakt ten może mieć istotne zastosowanie w praktyce, zwłaszcza w przypadku budowania marki w hiperkonkurencyjnej branży bankowej skoncentrowanej na segmentach docelowych w oparciu o ich postrzeganie źródeł wartości marki.

Słowa kluczowe

EN

brand value; brand value sources; bank services; generational cohorts; consumers

PL

wartość marki; źródła wartości marki; usługi bankowe; kohorty pokoleniowe; konsumenci

• Wydawca: Czestochowa University of Technology
• Czasopismo: Polish Journal of Management Studies
• Rocznik: 2021
• Tom: Vol. 23, No. 1
• Strony: 151--171
• Opis fizyczny: Bibliogr. 37 poz., tab.

Twórcy

autor

Gajanova Lubica

• University of Zilina, Faculty of Operation and Economics of Transport and Communications

autor

Nadanyiova Margareta

• University of Zilina, Faculty of Operation and Economics of Transport and Communications

autor

Majerova Jana

• AMBIS University, Department of Economics and Management

autor

Aljarah Ahmad

• Girne American University, Faculty of Business and Economics

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Uwagi

Opracowanie rekordu ze środków MNiSW, umowa Nr 461252 w ramach programu "Społeczna odpowiedzialność nauki" - moduł: Popularyzacja nauki i promocja sportu (2021).