PL EN


Preferencje help
Widoczny [Schowaj] Abstrakt
Liczba wyników
Czasopismo
2010 | 13 | 2(47) |
Tytuł artykułu

GIVING AND USING BANK LOANS IN THE LIGHT OF CERTAIN ECONIMIC THEORIES (Udzielanie i korzystanie z kredytów bankowych w swietle wybranych teorii ekonomicznych)

Warianty tytułu
Języki publikacji
PL
Abstrakty
EN
Economic theories explain the phenomena and processes occurring in the economy in different ways. However, the views of many historians of economic thought are converging in the role of credit in economic and social life. According to Keynes, the bank loan is a factor that stimulates domestic demand, increases the purchasing power of households. It enables producers to increase production, by increasing sales of manufactured goods. Schumpeter, for a change, in his deliberations dealt with the importance of lending for entrepreneurs and its impact on economic development. In his opinion, loans for economic purposes are creating new purchasing power and enable access to the stream of goods. The role of bank credits in the economy is significant due to the fact that they: - allow adjusting the financial needs of households to their incomes, - create an additional source of funding for the purchase of goods, - improve access to capital for financing business, - finance innovations, - contribute to the elimination of inefficient market traders and the reallocation of freed capital resources to more efficient spheres.
Czasopismo
Rocznik
Tom
13
Numer
Opis fizyczny
Rodzaj publikacji
ARTICLE
Twórcy
  • Katarzyna Palasz-Bockowska, WSB w Gdansku, Katedra Bankowosci, ul. Dolna Brama 8, 80-821 Gdansk, Poland
Bibliografia
Typ dokumentu
Bibliografia
Identyfikatory
CEJSH db identifier
10PLAAAA083713
Identyfikator YADDA
bwmeta1.element.3ba45d9b-454b-3927-aa0d-ade5bb467b8c
JavaScript jest wyłączony w Twojej przeglądarce internetowej. Włącz go, a następnie odśwież stronę, aby móc w pełni z niej korzystać.