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2012 | 3 | 27-37
Tytuł artykułu

Przymusowe przejecie banku

Autorzy
Warianty tytułu
EN
COMPULSORY TAKEOVER OF A BANK
Języki publikacji
PL
Abstrakty
EN
The article concerns law aspects of obligatory takeover of the bank that faces the threat of bankruptcy. It has been proven the existing procedures in that field, that are based on the decision of Polish Financial Supervision Authority, are not comprehensive and satisfactory. Furthermore the complex and long-lasting procedure may be finished unsuccessfully, as the banks may not be granted the required concentration permission from the president of the Office of Competition and Consumer Protection. Regulations concerning obligatory takeover of the bank do not include unequivocal definitions that allow the bank (that takes over the bank under the threat of bankruptcy) to start due-diligence, in particular concerning the information that are protected under the bank secrecy. This bank is exposed to higher risk, therefore article 147 of Bank Law may have limited utilization. In the text the postulates have been formulated concerning the change within regulations in the area of obligatory takeover of the bank, through the increase of importance of the Polish Financial Supervision Authority in the whole process, that would allow the potential bank/s to proceed due-diligence of the bank to be taken over and indicate solutions to be implemented, when more than one bank expresses interest in the takeover. This last area is not the subject of any regulation.
Słowa kluczowe
Rocznik
Numer
3
Strony
27-37
Opis fizyczny
Rodzaj publikacji
ARTICLE
Twórcy
  • Szkola Glowna Handlowa w Warszawie Kolegium Zarzadzania i Finansow Katedra Prawa Gospodarczego 02-513 Warszawa, ul. Madalinskiego 6-8, pok. 320
Bibliografia
Typ dokumentu
Bibliografia
Identyfikatory
CEJSH db identifier
11PLAAAA10859
Identyfikator YADDA
bwmeta1.element.3497ab48-a20b-349d-95cd-a247f2e05d21
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