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2005 | 4(129) | 116-123
Tytuł artykułu

FORMS OF EXTERNAL FINANCING OF FARMS

Autorzy
Warianty tytułu
Języki publikacji
PL
Abstrakty
EN
The main aim of the article is to determine how often Polish farms resort in their operation to credits and leasing. Generally, the degree to which these forms of financing are used is not high, especially in the case of leasing. It should be noted, however, that an improvement has occurred in this respect as evidenced by an increase in the credit indebtedness of farms recorded between 1996 and 2002. Moreover, polarization of farms is observable as far as the use of credits is concerned. On one hand, the use of credits has become less frequent in smaller farms and, on the other hand, the number of entities drawing large credits has increased. The surveyed respondents favourably assess the effects of the use of preferential credits in their farms. It can be stated that the low popularity of leasing among Polish farmers may be attributable to the economic downturn in agriculture and the farmers' insufficient knowledge about the possibilities of using this form of financing. The results of the conducted surveys also suggest that the farms which use credits and leasing have a relatively well defined organizational-demographic profiles. This creates a chance for banks and leasing firms to more selectively prepare proposals addressed to clients from the agricultural sector.
Słowa kluczowe
EN
CREDIT   DEBT   FARM   LEASING  
Czasopismo
Rocznik
Numer
Strony
116-123
Opis fizyczny
Rodzaj publikacji
ARTICLE
Twórcy
autor
  • A. Grzelak, Akademia Rolnicza w Poznaniu, Katedra Makroekonomii i Ekonomii Zywnosci, al. Wojska Polskiego 28, 60-637 Poznan, Poland
Bibliografia
Typ dokumentu
Bibliografia
Identyfikatory
CEJSH db identifier
06PLAAAA00751852
Identyfikator YADDA
bwmeta1.element.1e7af765-74d4-3572-9356-3bdf72f341b7
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