Women and risk: a literature review on bank boards

Rachuba, Joanna

doi:10.29119/1641-3466.2025.223.29

Artykuł - szczegóły

Tytuł artykułu

Women and risk: a literature review on bank boards

Autorzy

Rachuba Joanna

Treść / Zawartość

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Identyfikatory

DOI

10.29119/1641-3466.2025.223.29

Warianty tytułu

Języki publikacji

Abstrakty

Purpose: Board gender diversity has attracted growing research interest, especially regarding women’s roles on statutory bodies in financial and non-financial companies, with a focus on banks. Exploring the link between gender diversity and banks’ risk-taking is vital due to the threat of credit risk. This article aims to review the literature on female directors and bank risk, summarising studies on women’s participation and its link to bank risk, including psychological and regulatory aspects of risk aversion. Design/methodology/approach: To achieve the objective of this paper, relevant literature has been analysed, and verbal description methods have been applied. The review primarily encompasses empirical studies from high-quality journals, introduced by an overview of the theoretical framework, with particular emphasis on the psychological and regulatory aspects. Findings: The literature review highlights the psychological underpinnings of gender differences in risk aversion. It also outlines the regulatory frameworks influencing women’s participation on statutory bodies. Empirical research findings on board gender diversity and bank risk-taking remain inconclusive, leaving the relationship between the gender composition of statutory body members and banks’ risk-taking unclear. Originality/value: This paper provides a comprehensive overview of gender differences in risk preferences and, consequently, board gender diversity in banks. It organises key findings regarding the relationship between women’s participation and banks’ propensity to take risk. Therefore, it serves as a valuable reference for bank executives, particularly credit risk committees, as well as policymakers and regulators involved in risk management processes.

Słowa kluczowe

bank board credit risk gender diversity

zarząd banku ryzyko kredytowe różnorodność płci

Wydawca

Wydawnictwo Politechniki Śląskiej

Czasopismo

Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska

Rocznik

2025

Tom

z. 223

Strony

507--525

Opis fizyczny

Bibliogr. 87 poz.

Twórcy

autor

Rachuba Joanna

joanna.rachuba@usz.edu.pl

University of Szczecin

https://orcid.org/0000-0001-6975-6760

Bibliografia

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Uwagi

Opracowanie rekordu ze środków MNiSW, umowa nr POPUL/SP/0154/2024/02 w ramach programu "Społeczna odpowiedzialność nauki II" - moduł: Popularyzacja nauki (2026).

Typ dokumentu

Bibliografia

Identyfikator YADDA

bwmeta1.element.baztech-d733ba9f-468e-4e92-bf4d-87c7fe24c62c