Wyposazenie techniczne jako determinanta procesów upowszechniania innowacji w banku komercyjnym
Technical equipment as the determinant of the innovation diffusion process in commercial bank
Multidimensional researches of development tendencies of Polish banking indicate the innovation diffusion, especially within new products and technologies are processes which will determinate banks' activity. Taking in to consideration the prognoses, which show the dominant role of virtual and electronic banking in the nearest future, you should analyse the role of technical equipment in dissemination of innovation process. The main aim of this paper is to show the relations between technical equipment and innovation diffusion process in commercial bank and the impact of IT investments on above mentioned process. The analyses of diffusion of product and technological innovations concentrated on the innovations which had been introduced in 2000-2002 in three selected commercial banks operating in the Polish market. The analysed objects are to a large extent by the quality of technical equipment. The research has proved that both factors (value of technical equipment and IT investments) are relevant to innovation diffusion. The knowledge about the existing relationships allows shaping the diffusion process so as to achieve desired results.
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